Loc Phat Bank (LPBank) launches a credit package from only 3.88% to help young customers "Easily settle down, secure future"

In the context of rising real estate prices, the dream of buying a home for many young people, especially young families, is increasingly out of reach. The 2024 real estate market recorded a sharp increase in primary apartment prices, especially in Hanoi and Ho Chi Minh City, putting considerable pressure on young people. However, according to Batdongsan.com.vn, apartment prices in Hanoi and Ho Chi Minh City are showing a slight downward trend in the first half of February 2025, which is a golden time for buyers, especially young people.

Loc Phat Bank (LPBank) lends home loans to young customers from only 3.88%

Following the direction and orientation of the Prime Minister and the State Bank on implementing credit solutions to support young people to buy houses, along with the orientation of "Taking customers as the center", Loc Phat Bank (LPBank) quickly implemented a preferential loan package with interest rates from only 3.88%/year to help young people soon reach their dream of "settling down". This is considered one of the most attractive preferential interest rate programs for young people on the market today.

Specifically, from now until December 31, 2025, young customers aged 18-45 can access the "Easy settlement - Solid future" loan package of Loc Phat Bank (LPBank) with extremely preferential interest rates from only 3.88% to buy a house, build, purchase equipment to complete the house... In addition to preferential interest rates, with this loan package, customers can borrow up to 100% of capital needs with impressive incentives such as: principal grace period of up to 24 months to help customers stabilize their finances before starting to repay the principal; maximum disbursement period of 12 months, flexible to meet customers' financial needs.

With a loan term of up to 35 years, customers can reduce financial pressure and enjoy life in their home with peace of mind. In particular, the super-fast approval time allows Loc Phat Bank (LPBank) to support customers quickly, access capital, and realize their housing plans more easily. With the above outstanding advantages, the home loan package of Loc Phat Bank (LPBank) is considered one of the top choices today, creating a big push in the credit market for young people and young families.

The loan package "Easy settlement - Secure future" of Loc Phat Bank (LPBank) promises to help young families reach their dream of "settling down and having a career".

Mr. Dang Cong Hoan - Deputy General Director and Director of Retail Banking of Loc Phat Bank (LPBank) emphasized: "With the program "Easy settlement - Solid future", we wish to accompany young Vietnamese people, helping them soon realize their dream of settling down and having a career. The preferential and flexible loan policy of Loc Phat Bank (LPBank) will help customers reduce financial pressure, feel secure in building a home and enjoying life".

Not only supporting home loans, in recent times, Loc Phat Bank (LPBank) has also continuously provided the market with many diverse financial solutions, serving the needs of production, business and consumption, helping millions of customers stabilize their finances and improve their quality of life. In the coming time, the Bank will continue to research and implement additional attractive incentive programs, contributing to creating strong momentum for the economy and improving the quality of life of the people.

For more information about the program "Easy settlement - Solid future" as well as other attractive programs of Loc Phat Bank (LPBank), customers please contact branches and transaction offices of Loc Phat Bank (LPBank) nationwide or contact hotline *8668/ 024 62 668 668 for support./.

K.Oanh