In 2024, credit institutions in Ha Tinh strive to increase credit growth safely and effectively; focus on lending to priority production sectors and growth drivers according to the Government's policy.
On the afternoon of December 21, the State Bank of Vietnam (SBV) Ha Tinh Branch held a conference to review the emulation and reward work of the Banking Emulation Bloc in 2023 and deploy tasks for 2024. |
Delegates attending the conference.
In 2023, Ha Tinh's banking sector carried out its tasks in a difficult context, but thanks to the close direction of the State Bank of Vietnam and Ha Tinh province, banking activities were basically stable and had growth.
Units in the bloc effectively implemented emulation movements launched by the Prime Minister, the Governor of the State Bank of Vietnam, and the Provincial People's Committee such as: the movement "Ha Tinh for the poor - No one is left behind", "The whole province joins hands to build Ha Tinh province to meet new rural standards in the period 2021-2025", "Promoting the development of synchronous and modern infrastructure; practicing thrift, fighting waste"...
Ms. Bui Thi Ngoc Ha - Director of the Provincial Branch of the Bank for Social Policies gave a speech on the topic: "Promoting policy credit associated with implementing the emulation movement "Ha Tinh for the poor - Leaving no one behind".
Last year, capital mobilization was promoted by credit institutions. Although interest rates tended to decrease, with the implementation of many incentive programs, the total mobilized capital in the whole area achieved good growth.
The provincial State Bank regularly directs credit institutions to direct credit to production and business sectors, priority sectors and economic growth drivers according to the Government's policy; ensure safe and effective credit activities; continue to strictly control credit in potentially risky sectors; create favorable conditions for businesses and people to access bank credit capital.
It is estimated that by December 31, 2023, the total mobilized capital in the whole area will reach VND 94,231 billion, an increase of 17.43% compared to the end of 2022. By November 30, 2023, outstanding credit balance of units in the block reached about VND 91,020 billion, an increase of 8.3% compared to the end of 2022. It is estimated that by December 31, 2023, outstanding credit balance of Ha Tinh Banking sector will reach about VND 91,702 billion, an increase of 9.1% compared to the end of 2022. |
Banks proactively implement economic recovery and development policies according to Resolution No. 11/NQ-CP of the Government, interest rate support policy of 2%/year according to Decree No. 31/2022/ND-CP of the Government, interest rate support loans according to Resolution No. 51/2021/NQ-HDND of the province... Continue to effectively implement solutions to remove difficulties for customers investing in production and business, consumption... The industry's non-cash payment activities have achieved positive results; payment activities for public services through banks continue to be widely expanded.
In 2023, credit institutions will mobilize resources from the headquarters to carry out sponsorship activities, support the construction of new rural areas, civilized urban areas and social security work in the area with a total budget of more than 150 billion VND.
In 2024, units in the banking sector will continue to strengthen the leadership and direction of Party committees, professional management and coordination of mass organizations in emulation and reward work; continue to manage credit according to oriented targets...
Mr. Nguyen Van Trung - Director of the State Bank of Vietnam Provincial Branch concluded the conference.
Concluding the conference, Director of the State Bank of Vietnam Provincial Branch Nguyen Van Trung emphasized: In the coming time, the socio-economic situation is forecast to continue to face many difficulties, greatly affecting the capital absorption capacity of banks.
Require units in the sector to strictly implement the Government's resolutions and directives of the Governor of the State Bank of Vietnam, focusing on drastic solutions to remove difficulties for production and business activities, support the market, resolve bad debts; strictly control credit quality, prevent bad debts from increasing. Safe and effective credit growth, focusing on production sectors, priority sectors according to the Government's policies and key projects of the province; strengthen inspection, supervision, internal control, ensure safe and effective banking operations...
Thu Phuong
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