Accordingly, Agribank continues to adjust the interest rates for deposits of all terms, with an increase of 0.2%/year for terms of 1-5 months and an increase of 0.1%/year for terms of 6-36 months.

According to the online interest rate table posted by Agribank on November 15, the bank interest rate for 1-2 month term increased to 2.4%/year, and for 3-5 month term increased to 2.9%/year.

Bank interest rates for terms of 6-9 months when depositing money online at Agribank increased to 3.6%/year, terms of 12-18 months increased to 4.8%/year, terms of 24 months increased to 4.9%/year. This is the highest mobilization interest rate at Agribank since the beginning of 2024.

Agribank is considered a special case among the group of 4 state-owned commercial banks (Agribank, BIDV, VietinBank, Vietcombank). In the past 4 consecutive months, this bank has increased its deposit interest rates 5 times, with 2 increases since the beginning of November.

Meanwhile, the remaining 3 banks in the Big4 group have continued to keep their deposit interest rates unchanged over the past 7 months.

This makes the interest rate for deposits with terms under 24 months at Agribank significantly higher than the interest rate at the other 3 banks.

The difference in interest rates for deposits with terms of less than 6 months between Agribank and the two banks BIDV and VietinBank is 0.4%/year, while the difference in interest rates compared to Vietcombank is up to 0.8-1%/year.

The difference in interest rates for 6-9 month deposits between Agribank and BIDV and VietinBank is 0.3%/year, while compared to the interest rates for the same term at Vietcombank, the difference is up to 0.7%/year.

However, due to the rare change in long-term savings interest rates, the interest rates for 12-36 month terms at Agribank are only 0.1% and 0.2% higher per year than the interest rates for the same terms at BIDV and Vietcombank, respectively.

Regarding bank interest rates for terms from 24 months, VietinBank is still "unrivaled" when listing interest rates at 5%/year (while Agribank and BIDV list 4.9%/year, Vietcombank lists 4.7%/year).

Also this morning, Nam A Commercial Joint Stock Bank ( Nam A Bank ) sharply increased deposit interest rates for some terms.

According to the online interest rate schedule announced by Nam A Bank on November 15, the interest rate for 1-2 month terms increased sharply by 0.7%/year, up to 4.5%/year.

The 3-month bank interest rate also increased by 0.6%/year, to 4.7%/year. Meanwhile, the 4-5 month term is also listed at 4.7%/year after increasing by 0.5%/year.

With the above interest rate adjustment, Nam A Bank is the second bank after OceanBank to list 1-2 month savings interest rates at over 4%/year.

For the 3-5 month term, Nam A Bank is also a rare bank listing deposit interest rates at over 4%/year, along with the following banks: Bac A Bank, OceanBank, NCB, IVB, Dong A Bank and Eximbank.

Nam A Bank keeps the interest rate for 6-month term deposits at 5%/year, 7-9 month term deposits at 5.2%/year, 12-13 month term deposits at 5.6%/year and 14-24 month term deposits at 5.7%/year.

Meanwhile, the interest rate for 10-11 month term increased slightly by 0.1%/year to 5.3%/year, the 36 month term increased by 0.2%/year to 5.9%/year.

In the most recent adjustment of deposit interest rates on September 24, Nam A Bank increased 1-month deposit interest rates by 0.3% per year and 2-month deposit interest rates by 0.2%.

With Nam A Bank and Agribank adjusting their deposit interest rates, nine banks have increased their deposit interest rates since the beginning of November, including: Nam A Bank, IVB, Viet A Bank, VIB, MB, Agribank, Techcombank, ABBank and VietBank. Of which, Agribank is the only bank that has increased its interest rates twice since the beginning of the month.

INTEREST RATES FOR ONLINE DEPOSITS AT BANKS ON NOVEMBER 15, 2024 (%/YEAR)
BANK 1 MONTH 3 MONTHS 6 MONTHS 9 MONTHS 12 MONTHS 18 MONTHS
AGRIBANK 2.4 2.9 3.6 3.6 4.8 4.8
BIDV 2 2.3 3.3 3.3 4.7 4.7
VIETINBANK 2 2.3 3.3 3.3 4.7 4.7
VIETCOMBANK 1.6 1.9 2.9 2.9 4.6 4.6
ABBANK 3.2 3.9 5.5 5.6 5.9 6.2
ACB 3.1 3.5 4.2 4.3 4.9
BAC A BANK 3.95 4.25 5.4 5.5 5.8 6.15
BAOVIETBANK 3.3 4 5.2 5.4 5.8 6
BVBANK 3.8 4 5.2 5.5 5.8 6
CBBANK 3.8 4 5.5 5.45 5.65 5.8
DONG A BANK 3.9 4.1 5.55 5.7 5.8 6.1
EXIMBANK 3.9 4.3 5.2 4.5 5.2 5.8
GPBANK 3.2 3.72 5.05 5.4 5.75 5.85
HDBANK 3.85 3.95 5.1 4.7 5.5 6.1
IVB 3.8 4.1 5.1 5.1 5.8 6.1
KIENLONGBANK 3.7 3.7 5.2 5.3 5.6 5.7
LPBANK 3.6 3.8 5 5 5.4 5.7
MB 3.5 3.9 4.5 4.5 5.1 5.1
MSB 3.9 3.9 4.8 4.8 5.6 5.6
NAM A BANK 4.5 4.7 5 5.2 5.6 5.7
NCB 3.9 4.2 5.55 5.65 5.8 5.8
OCB 3.9 4.1 5.1 5.1 5.2 5.4
OCEANBANK 4.1 4.4 5.4 5.5 5.8 6.1
PGBANK 3.4 3.8 5 5 5.5 5.8
PVCOMBANK 3.3 3.6 4.5 4.7 5.1 5.8
SACOMBANK 3.3 3.6 4.9 4.9 5.4 5.6
SAIGONBANK 3.3 3.6 4.8 4.9 5.8 6
SEABANK 2.95 3.45 3.95 4.15 4.7 5.45
SHB 3.5 3.8 5 5.1 5.5 5.8
TECHCOMBANK 3.35 3.65 4.55 4.55 4.85 4.85
TPBANK 3.5 3.8 4.7 5.2 5.4
VIB 3.5 3.8 4.8 4.8 5.3
VIET A BANK 3.7 4 5.2 5.4 5.7 5.9
VIETBANK 3.9 4.1 5.2 5 5.6 5.9
VPBANK 3.6 3.8 4.8 4.8 5.3 5.3