Many applications have been approved and disbursed by ACB.
After more than 3 weeks of implementing the "First Home" loan package, more than 1,000 customers have expressed interest and contacted ACB through various channels to inquire about the loan package. About 40% of them have registered for loans and are currently processing and approving applications. Many applications have been approved and disbursed, quickly meeting the home buying needs of many young people.
In fact, what customers care about most is the interest rate and the period of application of the preferential interest rate. Accordingly, right from the implementation of the "First Home" Loan Package, ACB has widely announced information on many channels, specifically the preferential loan interest rate for the first fixed period is only from 5.5%/year, the flexible principal repayment method is only from 1% of the principal in the first years. The fixed interest rate period for the first period is up to 05 years (60 months), helping borrowers have many options for their financial plan.
The bank's survey also shows that customers often choose to fix the initial interest rate for 2-3 years, about 7-8.5%/year is the appropriate interest rate for long loan terms and flexible repayment methods. In fact, in the process of receiving information, the bank has recorded the demand for home purchase from many customers over 35 years old. To meet this demand, ACB has proactively expanded the age requirement to 40 years old. This helps increase the opportunity for home ownership for more customer groups.
However, bank representatives also said that the biggest challenge for developing housing for young people lies not only in interest rates but also in many other factors, such as the supply of mid-range real estate or legal factors related to assets.
Therefore, immediately connecting customers, investors and banks in the livestream session demonstrated ACB's flexibility and responsiveness in answering customers' questions as well as supporting investors in reaching young people who have needs but do not know where to start.
ACB has been working with real estate developers to increase the supply of mid-range housing by financing affordable projects, providing dual credit packages to support both developers and homebuyers.
Watch livestream to close order immediately
Not only young people but also any customer, to realize the intention of buying a house, must consider and learn with many processes such as: finding a broker, surveying the market, going to see the actual house and doing countless legal procedures...
This process can be confusing and time consuming if the buyer does not have much knowledge about the real estate market.
Understanding these "pain points" and capturing the "close livestream" psychology of young people, ACB decided to organize a special livestream connecting investors and customers.
Customers are also consulted about the current real estate market, suitable loan packages including interest rates, loan terms, principal and interest repayment plans... along with legal information directly from the investor right on the livestream session about the real estate they are interested in without having to leave home.
Previously, Mr. Tran Hung Huy, Chairman of the Board of Directors of ACB, also shared: "We believe that, despite preferential loan packages and flexible repayment policies, if the supply of mid-range housing is limited, buyers will still have difficulty owning a home. To solve this problem, we work with real estate developers to increase the supply of mid-range housing by financing projects with reasonable prices, providing dual credit packages to support both investors and home buyers. In addition, comprehensive cooperation between banks and large real estate corporations can help ensure construction progress, control reasonable prices and bring more suitable options to buyers."
Continuously listening to feedback and promptly providing solutions to support customers has demonstrated ACB's commitment to helping young customers access housing more easily as well as promoting the real estate market to develop in a sustainable, stable and transparent manner.
Watch the livestream "Sit down and chill, hunt for real houses" on March 14 at 7:00 p.m. right here to receive thousands of "shocking" deals from ACB and reputable investors.
Viewers can "close deals" on home loans right on the livestream with hundreds of exclusive hot real estate deals. The "shopping cart" of the live session includes:
1- Thousands of good priced apartments from only 1.6 billion VND/apartment from leading prestigious real estate brands.
2- Exclusive deal for livestream session: direct discount on selling price from Investor and preferential home loan interest rate from ACB
3- Real estate liquidated from ACB at extremely preferential prices
4- Housewarming gift from ACB up to 100 million VND
Source: https://baochinhphu.vn/acb-to-chuc-livestream-goi-vay-mua-nha-cho-nguoi-tre-102250314135800549.htm
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