ACB sets profit target of VND 23,000 billion, up 9.5% compared to 2024

ACB aims to continue to grow steadily in asset size and improve profits.

ACB leaders said that in the context of the Government's goal for 2025 to continue to prioritize promoting growth, the annual gross domestic product (GDP) is expected to reach 8% or more and the average inflation is about 4.5-5%, with the recovery prospects of the business sector in general and private enterprises in particular, ACB will continue to strive for stable growth in asset size and increased profits.

Accordingly, ACB expects total assets in 2025 to reach VND984,967 billion, a growth rate of 14% compared to 2024. Customer deposits and valuable papers will reach VND728,409 billion, an increase of 14% compared to the previous year. Outstanding customer loans are expected to reach VND673,596 billion, a growth rate of 16%.

Specifically, the bank will submit to shareholders for approval a plan to increase charter capital from 2024 dividends in common shares. Specifically, ACB plans to issue nearly 670 million shares to pay dividends, equivalent to a rate of 15%. If completed, the bank's charter capital will increase by VND6,700 billion, from VND44,666 to VND51,366 billion. The expected implementation time is in the third quarter of 2025.

It is known that ACB also plans to pay 2024 cash dividends at a rate of 10%. The scale is equivalent to 4,466 billion VND.

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