More and more people choose to buy life insurance to protect themselves and their families.
Health gifts are a solution to protect customers' physical and financial health against many life events.
After giving birth to their first child, Hoang Lan (29 years old, in Hanoi) and her husband decided to buy a life insurance package for their child. However, finding a suitable product is not easy. Among countless insurance packages with different terms and fees, the couple felt confused, not knowing which is the best solution to ensure their child's rights. Notably, Lan's family is not the only case facing the above problem. Witnessing many customers falling into a difficult situation when choosing life insurance for themselves and their families, experts from BIDV MetLife pointed out 2 important criteria that customers should pay attention to. Clearly define your needs Before choosing to buy a life insurance package, customers need to consider and compare the following factors to ensure that it is suitable for their financial capacity and protection goals: coverage (including covered illnesses, especially from the early stages), costs and premiums (whether they are flexible and suitable for the current budget), and additional benefits such as accident support, hospital fees or insurance for incurable diseases. At BIDV MetLife, customers only need to pay the minimum premium for 3 years to be insured. In addition, customers can adjust the insurance premium according to their financial capacity at each time, helping them easily manage their spending while still maintaining insurance benefits, to meet their needs in life. For example, if there is a need to find a dual solution, protecting both health and financial accumulation, the "Health Gift" product is one of the suitable choices. This insurance product protects customers from early-stage cancer and type 2 diabetes - two diseases that are increasingly becoming younger in Vietnam. In addition, customers also enjoy interest from investments in the common fund and receive periodic contract maintenance bonuses every 5 years until the end of the contract. With practical and comprehensive benefits, "Health Gift" is a health protection product as well as a reliable financial reserve for the future. For customers who only want to focus on health protection benefits, BIDV MetLife offers the "Complete Journey" product package, combining term insurance with accident, incurable disease and hospital support products, forming 3 product packages: Basic Protection, Advanced Protection and Comprehensive Protection. The product is simply designed with reasonable costs, suitable for customers who want to focus on the purpose of protecting against unexpected health risks. Reputation of the insurance company When choosing an insurance company to entrust, reputation and payment capacity are also the most important criteria that customers need to care about. These are factors that ensure that customers' interests will be protected and commitments will be fulfilled. With more than 10 years of presence in the Vietnamese market, BIDV MetLife is a joint venture between MetLife Company Limited (MetLife Group) and the Bank for Investment and Development of Vietnam (BIDV). This partnership combines and promotes the strengths of both parties - BIDV's understanding of the domestic market and MetLife's financial strength and global experience - helping BIDV MetLife become a modern and reliable insurance provider in Vietnam.
BIDV MetLife is a combination of local cultural understanding and global experience.
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