Card debt case of 8.5 million, must pay 8.8 billion VND: State Bank Inspectorate of Quang Ninh requested Eximbank to report

03/15/2024 15:14 Nhat Linh Print article

ANTD.VN - The Inspectorate of the State Bank of Vietnam, Quang Ninh Branch, has issued a document requesting the Export-Import Commercial Joint Stock Bank (Eximbank) Quang Ninh Branch to report on the case of a customer using a card that incurred a debt of 8.5 million but the interest was up to more than 8.8 billion VND.

Speaking to the reporter of An ninh Thu do, a source from the State Bank of Vietnam (SBV) Quang Ninh branch said that the SBV Inspectorate of Quang Ninh Branch has sent a document requesting Eximbank Quang Ninh to report on the above incident.

Accordingly, Eximbank Quang Ninh is waiting for Eximbank's Headquarters in Ho Chi Minh City to support relevant information to summarize the report to the State Bank of Vietnam, Quang Ninh Branch.

“We have sent a document requesting Eximbank to check the information published in the press yesterday, March 14.

However, Eximbank Quang Ninh can only provide documents related to the previous card opening records and contracts, because the customer opened the card at the Quang Ninh branch, but after the card expired, the bad debt was transferred to Eximbank Debt Trading Company, managed by Eximbank Headquarters in Ho Chi Minh City, not Eximbank Quang Ninh.

The debt reminder notice is also issued by the debt trading company, not Eximbank Quang Ninh, so they will have to compile documents from the bank's headquarters," he said.

Vụ việc nợ thẻ tín dụng Eximbank đang gây xôn xao dư luận (Ảnh minh họa)

The Eximbank credit card debt case is causing a stir in public opinion (Illustration photo)

This person added that with the management function of the State Bank, currently it only requires Eximbank to report to grasp information and monitor the case handling process but cannot intervene in the case.

Only when customers submit a petition or when reviewing the file, we can consider it. If there are signs of fraud and it can be proven, the case must be transferred to the police for investigation, because the State Bank does not have the expertise to investigate. In case the customer files a lawsuit and the police request it, the State Bank will cooperate" - said a representative of the State Bank of Vietnam, Quang Ninh branch.

Previously, as An ninh Thu do reported, a man in Quang Ninh used a credit card and owed more than 8.5 million VND in 2013. By 2023, this person had received a debt reminder with a total amount to pay of more than 8.8 billion VND.

Eximbank said that the above customer in Quang Ninh opened a Master Card at Eximbank Quang Ninh branch in March 2013 with a limit of 10 million VND.

This customer had 2 payment transactions in 2013. Since September 14, 2013, the above card debt has been converted into bad debt, the overdue period up to the time of notification is nearly 11 years.

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