In recent times, the price of gold has been continuously increasing, causing many people who need to buy this item to pay off debts or for weddings to encounter many difficulties. Although at this time, the domestic gold price has decreased slightly following the decrease in the world gold price, it is still too high compared to the average income of society.
Gold jewelry is sold widely at DOJI Gold and Gemstone Group branch in Quang Tri - Photo: MT
At the time when the price of SJC gold reached 80 million VND per tael, Ms. Dang Huong (Ho Xa town) had to "bite the bullet" to buy 5 taels as a wedding gift for her niece.
Ms. Huong's family has two sisters, a total of four nieces and nephews. Her parents died early, so the sisters always take care of and support each other. She got married early, so her children have grown up and settled down for a long time, while her younger sister has just married her first son. According to the agreement between the two sisters, whenever any niece in the family holds a wedding, the aunts will give 5 taels of gold. At the time of that agreement, gold cost 40 million VND/tael. At this time, the price of gold has skyrocketed, while Ms. Huong's income from her teacher's salary is not very abundant. Feeling sorry for her sister, her younger sister said that there was no need to be so formal about the past, just give as much as you can to your niece, but she couldn't bear it because there were only two sisters in the family.
There are times when the price of gold increases continuously, especially during the wedding season, making many people worried, because giving gold is always a cultural feature in the Vietnamese wedding tradition. At the wedding, the groom's family brings the bride's dowry, the bride's family prepares the dowry for their child's marriage, the congratulatory gifts from relatives and friends... all include gold. However, the situation of having to buy gold at a time when the price is too high, while the economic conditions of many families are difficult, is a real burden. Many families, faced with the skyrocketing price of gold, have to give a few symbolic taels, and rent the rest to give on the wedding day. The wedding gold rental service has been quite popular in recent years, meeting the needs of many people with low incomes but want to give their children a complete life on the most important day of their lives. However, renting wedding gold has high potential risks and gives rise to "half-crying, half-laughing" stories.
Ms. Le Thi C., Thuy Ba Tay village, Vinh Thuy commune, Vinh Linh district, shared the story of renting wedding gold for her son but then having to buy it because the bride... refused to return it. Ms. C. is a single mother, with only one son. On her son's wedding day, she planned to give the couple two gold rings that she had bought a long time ago. However, her son wanted to be proud of his wife's family, so he discussed with his mother about renting more gold to give, and then returning it later. Having never heard of this service, Ms. C. initially refused, but after her son's persuasion, she agreed to let her son rent a set of 3-tael necklaces and bracelets for 200,000 VND/day but had to deposit more than 15 million VND. She thought that the matter of renting gold had been discussed with her son in advance, so after the wedding, she asked her daughter-in-law about returning the gold and getting back the deposit to pay for services on the wedding day, but received a strong reaction. The son then confessed that he had not discussed it with his wife beforehand. With no other choice, Ms. C. had to run around everywhere to borrow money to buy the rented gold.
Ms. TN, the owner of a gold shop in Dong Ha City, said: Currently, Dong Ha City also has a wedding gold rental service, but the renter must deposit gold or money equivalent to the amount of jewelry rented. After the customer returns, they will receive back the money or gold deposited earlier along with the fee for that jewelry set at the price of 800,000 VND/day. "Many families have gold bars or gold bars but want to give jewelry to their children on the wedding day or in some cases need cash for business, so they only need to rent a few pieces of jewelry for the ceremony, and then bring them back when finished," Ms. N. shared.
Explaining this form of rental, Ms. N. said that it is mainly to support families and familiar customers and is not widely applied. In the province, renting gold jewelry in the form of depositing a sum of money lower than the value of the rented gold is very rare because it has high potential risks. Moreover, for gold shop owners, the business of buying and selling is more profitable than renting. Because the wedding gold rental service has high potential risks, gold shop owners always check the condition of the goods very carefully to avoid bad situations later. Having witnessed many "half-crying, half-laughing" situations from renting wedding gold, Ms. N. advises everyone when looking for this service to have a thorough discussion between the two parties, especially the bride and groom, to avoid misunderstandings and conflicts later.
In addition to weddings, the increase in gold prices has also put many cases of gold borrowing into a "dilemma". Many people borrow gold from relatives and friends to buy land or build houses with the thought that gold prices fluctuate little, while bank interest rates fluctuate frequently. When gold prices skyrocket, many people postpone their debt repayment plans in the hope of choosing a time when the gold price drops to buy, but this is very difficult because not everyone has the experience to analyze the market to choose the right time for gold to fall in price. The debt continues to "swell", causing many people to "not sleep well".
Many people believe that although gold is an indispensable gift in a wedding, it depends on the economic conditions of each family to have a suitable way to give and receive it. One party should not put too much emphasis on formalities and create a burden for the other family. After all, the factor to build a lasting marriage does not depend on the amount of gold given in the wedding ceremony.
Thuy Ba
Source: https://baoquangtri.vn/vang-mat-vi-vang-186359.htm
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