Which bank has the best savings interest rate in April 2025?

For a 12-month term, GPBank currently has the best interest rate of 6.05%/year. Next are VCBNEO (5.85%/year), MBV, BaoVietBank (5.8%/year), ABBank (5.7%/year), MSB, NCB, SaigonBank (5.6%/year),...

In the 6-month period, the bank with the highest interest rate is Vikki Bank with 5.65%/year, followed by MBV (5.5%/year), BaoVietBank (5.45%/year), ABBank (5.4%/year), GPBank, NCB (5.35%/year), HDBank (5.35/year), OCB (5.2%/year),...

For a 3-month term, Vietbank and MBV have the highest interest rates of 4.4%, BaoVietBank (4.35%/year), Eximbank (4.3%/year), NamABank, NCB, OCB (4.2%/year)....

For a 1-month term, banks with high interest rates include: VCBNEO and Vikki Bank (4.15%/year), MBV (4.1%/year), NamABank, NCB, OCB (4%/year),...

Savings interest rates of many banks have decreased in March. (Illustration photo).

Recently, many banks have simultaneously lowered their deposit interest rates, such as: LPBank reduced online deposit interest rates. This is the second interest rate reduction in the month after the bank reduced 0.1%/year interest rates for 18-60 month terms on March 3.

VPBank also reduced interest rates by 0.1%/year for all deposit terms, for both counter and online deposits.

In March alone, 21 domestic commercial banks have reduced deposit interest rates since the beginning of the month, including: PGBank, Viet A Bank, Kienlongbank, Bac A Bank, Eximbank, LPBank, Nam A Bank, NCB, SHB, VCBNeo, VIB, Vikki Bank, MBV, BIDV, Techcombank, VietinBank, OCB, ABBank, BaoVietBank, BVBank, VBank.

Of which, Eximbank has reduced interest rates 4 times, Kienlongbank 3 times, PGBank and LPBank 2 times since the beginning of the month.

According to economic experts, the State Bank will continue to operate interest rates stably to ensure they are consistent with the general interest rates of the economy as well as other macroeconomic indicators.

The operator will continue to direct commercial banks to continue reducing lending interest rates by cutting costs, applying digital technology to reduce costs, and supporting interest rates for businesses and people.

Deposit interest rates at banks may continue to decrease, but the decrease will not be significant. Increasing interest rates is very difficult. At the same time, lending interest rates at banks are expected to remain stable, even decreasing slightly in some priority areas.

Ngoc Vy

Source: https://vtcnews.vn/lai-suat-tiet-kiem-ngan-hang-nao-uu-dai-nhat-thang-4-2025-ar935001.html