Proposal to regulate health insurance premiums in the People's Public Security

Proposal to regulate health insurance premiums in the People's Public Security

The draft Circular proposes to stipulate measures to implement health insurance for police officers, employees, students and relatives of officers, non-commissioned officers, soldiers, police students receiving living allowances who are Vietnamese, police officers working and studying in the People's Public Security, including: Contribution level, responsibility for payment, method of paying health insurance; declaration, making a list of health insurance card issuance and responsibilities of related organizations and individuals.

The draft proposes that health insurance participants under this regulation include:

a- Police workers;

b- Employees working under indefinite-term labor contracts; labor contracts with a term of 01 month or more; citizens who are in the temporary recruitment period before being officially recruited into the People's Public Security (collectively referred to as employees);

c- Relatives of professional officers, non-commissioned officers and technical officers and non-commissioned officers currently working in the people's public security force; relatives of non-commissioned officers and soldiers currently serving for a limited term in the people's public security; relatives of Vietnamese police students receiving living allowances studying at schools inside and outside the people's public security (collectively referred to as relatives of officers and soldiers) and relatives of police workers specified in Point a of this Clause who are not eligible for health insurance specified in Points a, b, c, d, dd, e, g and h, Clause 1, Clause 2 and Clause 3, Article 12 of the Law on Health Insurance as amended and supplemented, including: Biological father, biological mother; biological father, biological mother of the wife or husband; legal guardian of the person himself or herself, of the wife or husband; wife or husband; biological children, legally adopted children from over 6 years old to under 18 years old; Biological and legally adopted children aged 18 years or older if they are still attending high school; biological and legally adopted children of the wife or husband (living with the officer or soldier) aged 6 to under 18 years old or over 18 years old if they are still attending school;

d- Students studying at the People's Public Security Cultural School (including foreign students);

d- Civil students studying at People's Police schools.

Health insurance premium and responsibility

According to the draft, the monthly health insurance contribution rate is determined as a percentage of the salary used as the basis for compulsory social insurance contribution as prescribed by the Law on Social Insurance (generally referred to as monthly salary) or the reference level applied as prescribed in Point b, Clause 5, Article 3 of the Law amending and supplementing a number of articles of the Law on Health Insurance No. 51/2024/QH15, specifically:

For the subjects specified in points a and b above, perform as follows:

Equal to 4.5% of monthly salary, of which the unit and local police pay 3% and the employee pays 1.5%.

For employees receiving salaries from the state budget, the health insurance premium is the responsibility of the unit or local police (employer) and is guaranteed by the state budget.

For employees who do not receive salaries from the state budget, the amount of health insurance premiums paid by the unit or local police is included in production and business expenses according to the provisions of law.

In case an employee has one or more indefinite-term labor contracts or labor contracts with a term of 1 month or more, the monthly salary for health insurance payment shall be implemented according to the labor contract as the basis for participation in compulsory social insurance.

During the period when the subjects specified in Point a and Point b above are on sick leave due to illness on the list of illnesses requiring long-term treatment or are on sick leave for 14 working days or more in a month or are on maternity leave for 14 working days or more in a month according to the provisions of the law on social insurance, the monthly health insurance contribution is equal to 4.5% of the reference level. The police of the unit or locality is responsible for making a list of health insurance participants and sending it to the social insurance agency that issued the health insurance card to record the collection and settle the payment with Vietnam Social Insurance.

During the period of detention, temporary detention or temporary suspension from work for investigation and consideration of whether or not there is a violation of the law, health insurance must be paid according to the provisions of Point a, Clause 1, Article 7 of Decree No. 146/2018/ND-CP.

The monthly health insurance premium for the subjects specified in Point c above is equal to 4.5% of the reference level. The state budget ensures health insurance premiums for relatives of officers, soldiers and relatives of police workers receiving state budget salaries; the health insurance premiums for relatives of police workers not receiving state budget salaries are paid by the police of the unit or locality and are accounted for in production and business costs according to the provisions of law.

The monthly health insurance premium for students studying at the People's Public Security Cultural School (including foreign students) is 4.5% of the reference level and the unit and local public security pay from the following sources:

For students with Lao and Cambodian nationality, the training funding source is used according to the provisions of Article 4 of Circular No. 75/2023/TT-BTC dated December 28, 2023 of the Minister of Finance guiding the management of training funding for Lao and Cambodian students (under the Agreement) studying in Vietnam using aid capital from the Government of Vietnam.

For Vietnamese students, the budget is guaranteed.

The monthly health insurance premium for civil students studying at public security schools is 4.5% of the reference level, of which the state budget supports at least 30% of the health insurance premium, the remaining amount is paid by the individual. When the state adjusts the health insurance premium or the reference level, the health insurance participant and the state budget do not have to pay additional or are not refunded the difference due to the adjustment of the health insurance premium or the reference level for the remaining period that the participant has paid health insurance.

Please read the full draft and give your comments here.

Minh Hien

Source: https://baochinhphu.vn/de-xuat-quy-dinh-muc-dong-bao-hiem-y-te-trong-cong-an-nhan-dan-102250328162731128.htm