According to a survey conducted by Lao Dong Newspaper reporters on March 30, 2024, for individual customers depositing savings for 1 and 2 months, BIDV listed interest rates at 1.7%/year. For 3-5 month terms, BIDV listed interest rates at 2%/year.
Savings interest rates at BIDV for terms from 6 to 9 months are at 3%/year. Customers depositing for 12 to 36 months receive the highest interest rate at 4.7%/year.
Customers who deposit money without a term will receive an interest rate of 0.1%/year.
In addition, readers can refer to the savings interest rate table on March 30, 2024 of other banks in the Big 4:
You can refer to the interest calculation method to know how much interest you will receive after saving. The interest calculation formula is as follows:
Interest = Deposit x deposit interest rate %/12 x number of months of deposit
For example, you deposit 500 million VND in BIDV bank, term 12 months and enjoy interest rate 4.7%/year, the interest received is as follows:
500 million VND x 4.7%/12 months x 12 months = 23.5 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
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