According to a survey by Lao Dong Newspaper reporters, CBBank is listing the highest interest rate for a 6-month term at 5.55%/year when customers deposit money online.
Cake by VPBank is listing the highest interest rate for a 6-month term at 5.5%/year when customers receive interest at the end of the term. For other terms, Cake by VPBank lists interest rates ranging from 3.7-6%/year.
NCB is listing the highest interest rate for a 6-month term at 5.35%/year when customers deposit savings at An Phu. If customers deposit traditional money, they will only receive interest rates of 5.25%/year.
ABBank is listing the highest interest rate when customers deposit over 1 billion VND for a 6-month term at 5.35%/year, interest rate at the end of the term. Customers receive interest on a monthly basis, receiving a lower interest rate of 5.3%/year.
How to receive interest if saving 500 million VND for 6 months?
You can quickly calculate bank interest using the following formula:
Interest = Deposit x interest rate (%)/12 months x number of months of deposit
For example, you deposit 1 billion VND in Bank A, with an interest rate of 5.55% for a 6-month term. The interest you receive is estimated at:
1 billion VND x 5.55%/12 x 6 months = 27.75 million VND.
So, before saving, you should compare savings interest rates between banks and interest rates between terms to get the highest interest.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more articles about interest rates HERE.
Source: https://laodong.vn/tien-te-dau-tu/4-ngan-hang-lai-suat-cao-khi-gui-tiet-kiem-6-thang-1386308.ldo
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