Which banking services operate during Tet? What should customers who deposit money or have a bank debt repayment schedule pay attention to during this time?
During the Lunar New Year, banking transactions at the counter will be closed from January 25 to February 2.
Regular interbank transfers will be suspended from 4pm on January 24th, transactions after this time will be processed on February 3rd.
As at VPBank, the loan/overdraft service will be suspended from 5pm on January 24. Registrations after this time will be disbursed on February 3. The savings book transfer service will be suspended from 5pm on January 24 to February 2.
During the Lunar New Year holiday, 247 fast transfer, internal transfer, and periodic transfer transactions at banks will still operate normally.
Bill payment services, service top-up, online card features and utilities are still provided by the bank normally.
New online savings accounts opened from 9pm on January 24 will have interest calculated from January 27. New online savings accounts opened from 4pm on January 27 will have interest calculated from January 31, new accounts opened from 4pm on January 31 will have interest calculated from February 1, new accounts opened from 4pm on February 1 will have interest calculated from February 3.
During the Lunar New Year holiday, online savings accounts will still be automatically renewed.
Over-the-counter savings accounts are not automatically renewed. The maturity date on January 25-27 will be automatically settled at 00:00 on January 25, the maturity date on January 28-31 will be automatically settled at 19:00 on January 27, the maturity date on February 1 will be automatically settled at 19:00 on January 31. The maturity date on February 2-3 will be automatically settled at 19:00 on February 1. The term interest period will be calculated based on the actual number of days of the deposit.
Savings book mortgage loans with a maturity date that coincides with the loan maturity date between January 25 and February 2 will have their maturity date postponed to February 3. Savings books will be automatically renewed to the next maturity date between January 25 and February 2.
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