Hoang Anh, 28, an office worker in Ho Chi Minh City, is a travel enthusiast who often goes on group trips with friends and relatives. This year, she said she had to be more careful when planning her trip because the cost was higher than expected. “We looked at some domestic and international flights, but in general, they were significantly more expensive than before. Therefore, the whole group prioritized options with more incentives for this summer trip,” Hoang Anh said.
Also according to Mustgo - an online booking platform with more than 2,000 hotel partners nationwide, airfares in the first half of this year increased by 15-40% compared to the same period last year, depending on the route, due to rising fuel prices while the number of flights decreased.
The "hot" increase in airfares has made many travel enthusiasts calculate their budgets more carefully when planning their trips. In addition to choosing destinations and schedules, making the most of promotions can help you design a summer trip at a reasonable cost. In the context of points accepting cards and QR codes "covering" many regions, you should spend online instead of using cash, to enjoy the most promotions and keep track of your budget.
Low foreign exchange fee credit cards for international travel
If you are planning to travel to foreign destinations, destinations such as Thailand and China are the most popular destinations this summer. According to suggestions from domestic travel agencies, Vietnamese tourists can experience sightseeing, visit ancient towns and enjoy local cuisine in these two countries with a cost of only around 10 million VND. In addition, some popular routes such as Korea, Thailand, Japan, China also saw a 20-30% increase in the number of visitors compared to the same period last year.
When traveling abroad, controlling spending is especially important. In cases of emergency, many tourists have had to withdraw cash through foreign ATMs, and are charged high fees for each transaction. Therefore, you should minimize withdrawing money through foreign ATMs, prepare foreign currency and always use international credit cards for online transactions.
Ms. Thu Thuy (Hanoi) shared that she had a memorable experience after her first trip abroad in Thailand a few months ago. “There was still more than a day left until the end of the trip, but I had already spent almost all the baht I had exchanged in Vietnam. This made me flustered and put myself in a passive position. I had to find an ATM and withdraw cash to temporarily use, being charged up to 7 USD for each withdrawal and also foreign exchange fees. After this trip, I realized the importance of having a low-cost international credit card,” Ms. Thuy said.
Currently, overseas credit cards from banks charge foreign currency conversion fees ranging from 1% to 3% on each transaction. Some banks even develop credit cards specifically for overseas travelers and waive foreign currency conversion fees, such as BVBank's JCB Discovery line. This card line can be used for payments at many stores and websites worldwide and has an interest-free period of up to 55 days. This is BVBank's strength compared to many other travel credit cards on the market.
In addition, this JCB Discovery card line specializing in international travel also offers discounts of up to 50% in many areas such as dining, shopping, travel, and entertainment. In addition, the JCB Discovery card has additional special offers on entertainment, travel, and shopping in Japan.
Credit card with hotel and dining incentives suitable for domestic travel
As for domestic travel, travel agencies say that this summer, tourists tend to prioritize nearby destinations and limit flights to reduce costs.
Booking hotels and resorts in the summer also makes the cost higher than in the low season. Accordingly, tourists can prioritize spending through credit cards with promotional codes when booking hotels, airlines, and travel agencies. In addition, looking for restaurants with discounts and credit card spending incentives is also a smart choice when dining out with friends and family.
BVBank VISA Lifestyle credit card line is suitable for domestic travel, with a total refund of up to 600,000 VND per month and a maximum of 7.2 million per year. For each spending on hotels, airlines, travel agents, cardholders receive a 5% refund; restaurant spending is refunded 4%. In addition, cardholders also enjoy incentives of up to 30% in many areas such as dining, shopping, travel, entertainment, etc.
In general, the market today has many types of credit cards, with advantages and designs for each need such as free annual fees, online shopping discounts, cashback for restaurants, etc. If you are a person who likes to travel, you should choose the type of credit card that serves the right needs, taking advantage of incentives to save costs for travel.
Source: https://www.congluan.vn/nen-chon-loai-the-tin-dung-nao-cho-tin-do-xe-dich-post303498.html
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