Choose safe, reputable and secure savings from Thanh Hoa Microfinance Organization

With close supervision from the State Bank and protection policy from the Deposit Insurance of Vietnam (DIV), Thanh Hoa Microfinance (TCVM) brings prestige, quality and peace of mind to customers when participating in savings deposits.

Thanh Hoa Microfinance Organization staff support customers to deposit savings at the unit.

Contribute practical value to the community

In the current context, people are increasingly interested in preserving and making profits from their savings. With experience and prestige after more than 25 years of establishment and development, Thanh Hoa Microfinance Organization has become one of the trustworthy units, attracting customers with savings deposit products suitable for most subjects.

With its potential, TCVM Thanh Hoa has been creating great attraction for customers to participate in saving thanks to preferential interest rates, quick procedures and especially optimal security. TCVM Thanh Hoa always upholds the motto of putting customers' interests first. Therefore, this organization constantly improves products to meet the saving needs of all subjects, from individuals to small businesses.

Not only providing savings products, Thanh Hoa Microfinance also contributes to building healthy and sustainable financial habits for customers. From there, it not only brings economic benefits but also contributes to promoting community development.

Especially for poor and low-income households, saving is often a distant and unfeasible thing. Thanh Hoa Microfinance has broken this stereotype by providing savings products that bring many practical and sustainable values, building a foundation to help each individual and family achieve financial stability.

Thanh Hoa Microfinance Bank's savings products are designed to suit the limited financial capacity of low-income and poor households. With just a small amount of money saved every month, people gradually form the habit of saving. This perseverance will help them build a financial reserve for the future, protecting customers and their families from unexpected risks in life. This is one of the practical and effective ways to help them minimize the choice of hot loans to solve financial problems... Along with that, Thanh Hoa Microfinance Bank's savings products also contribute to changing the mindset of the above subjects. Knowing that saving is not only for the rich but also one of the "keys" to escaping poverty has motivated them to act, thereby improving the quality of life and creating opportunities for family economic development.

Reputation is affirmed from legal value and transparency

As an organization licensed by the State Bank of Vietnam, Thanh Hoa Microfinance Bank not only strictly complies with regulations on capital mobilization but also ensures transparency in each transaction. From preferential interest rate policies, simple procedures with attentive, enthusiastic, responsible service attitude and diverse savings products that meet customer needs, Thanh Hoa Microfinance Bank has become a bright spot in attracting people to participate in deposit transactions.

With the close supervision of the State Bank of Vietnam and the protection policy from DIV, Thanh Hoa Microfinance Bank brings absolute peace of mind to customers when participating in savings. DIV was established under Decision No. 218/1999/QD-TTg dated November 9, 1999 of the Prime Minister and officially came into operation on July 7, 2000 under the legal framework of Decree No. 89/1999/ND-CP, Decree No. 109/2005/ND-CP (amending and supplementing a number of articles of Decree 89), Decision No. 75/2000/QD-TTg. DIV is a State financial institution operating not for profit, aiming to protect the legitimate rights and interests of depositors, implementing the deposit insurance policy to contribute to maintaining the stability of the credit institution system, ensuring the safe and healthy development of banking activities. When a credit institution is protected by DIV, customers can rest assured that the institution has been closely supervised by the State Bank and complies with strict financial regulations. Even if the credit institution where customers deposit money becomes insolvent or goes bankrupt, DIV will pay deposit insurance according to regulations.

By the end of November 2024, Thanh Hoa Microfinance Bank has served more than 56,000 customers. Of which, 19,000 customers participate in voluntary savings and 37,000 customers participate in compulsory savings, with a total balance of more than 450 billion VND. These figures demonstrate both the organization's remarkable growth and the trust and loyalty of customers to its savings products.

Thanh Hoa Microfinance Institution is not only a place where people place their trust, but also a companion on the journey of sustainable economic development. With solid reputation, preferential policies and comprehensive support, Thanh Hoa Microfinance Institution has been affirming its position as a reliable financial support for the community.

Article and photos: Hoang Linh

Source: https://baothanhhoa.vn/lua-chon-tiet-kiem-an-toan-uy-tin-bao-mat-nbsp-tu-to-chuc-tai-chinh-vi-mo-thanh-hoa-233640.htm