Should I open a VISA credit card to travel abroad?

The card is issued by the VISA credit organization (Visa International Service Association - USA) in association with the card-issuing bank. The identifying mark of a VISA credit card is the “VISA” logo printed in the upper right corner of the physical credit card.

Should I open a VISA credit card when traveling abroad? (Illustration photo)

Besides VISA credit cards, customers can choose credit cards from other international card organizations such as Mastercard, JCB...

In terms of function, these cards can be used for spending first - paying later, paying in installments, withdrawing cash... and used for payment at transaction points with the logo of the Card Organization worldwide.

It can be seen that there is not much difference between VISA credit cards and other international credit cards. Cardholders can use VISA cards at payment acceptance points with the VISA logo worldwide and enjoy the benefits of both the card issuing bank and the VISA Card Organization.

Benefits of opening a VISA credit card

More and more customers choose to open VISA credit cards because of many benefits such as:

Global payment: With a VISA credit card, customers can rest assured about their finances when traveling, working... because the card allows payment at units accepting VISA card payments globally.

Safe and secure payment: VISA cards are equipped with high security technology including EMV chip, contactless payment technology (touch payment) and 3D Secure to protect cardholders when paying on online platforms... helping to ensure maximum security for transactions.

Convenient and flexible: cardholders can pay conveniently and quickly anywhere at any time without having to carry cash or exchange foreign currency.

Many exclusive offers: In addition to the offers of the card-issuing bank, VISA card organization also has many exclusive offers (discounts, refunds, additional services...) for customers when using VISA cards to pay for services such as travel insurance, car rental...

Should I open a VISA credit card when traveling abroad?

When traveling abroad, international credit cards Mastercard, Visa will be the ideal companion. You can pay in many countries around the world, can transact in any currency as long as that place accepts your card brand. In addition, you also enjoy many incentives when using international credit cards such as: hunting for cheap tickets, free waiting rooms, discounts on hotel rooms, resorts...

According to many people's personal experience, it is advisable to bring an international credit card when going abroad because carrying too much cash is considered illegal and can be criminally prosecuted in some countries.

However, when using an international credit card to travel abroad, you should find out clearly whether the place you are going to accepts the card brand you are using or not to be financially proactive and avoid any risks.

Notably, it is necessary to have a firm grasp of the fees when using VISA credit cards at destinations, in order to control your financial situation and ability to pay, and avoid paying too much debt later.

And finally, you need to consider your personal financial capacity before opening or using a card. Only use this service if you feel you have enough. When traveling abroad, you should also minimize costs to the lowest level to limit the use of VISA credit cards, which will incur many expenses.

Duc Thien (synthesis)

Source: https://vtcnews.vn/co-nen-mo-the-tin-dung-visa-de-di-du-lich-nuoc-ngoai-ar902630.html