Before the end of June, the market recorded 23 banks increasing interest rates, including: VIB, TPBank, Nam A Bank, LPBank, GPBank, BaoVietBank, OceanBank, MSB, Bac A Bank, ABBank, PGBank, VietBank, Eximbank, MBBank, VietinBank, NCB, OCB, BVBank, Viet A Bank, VPBank, PVCombank, Techcombank, ACB.
Among them, there are banks that have increased interest rates many times in a month such as: OceanBank, BaoVietBank, MBBank, VIB, NCB...
At the same time, interest rates at many commercial banks recorded a sharp increase. For example, ABBank increased by 1.6% for a 12-month term, MSB increased by 0.9% for a 12-month term, Oceanbank increased by 0.6% for a 9-month term..., all in just one adjustment.
Highest interest rate for 1-3 month term
According to Lao Dong, as of May 13, at a 1-month term, the highest deposit interest rate currently belongs to MSB and Bac A Bank with an interest rate of 3.7%/year.
NCB recently jumped to second place in this term with an interest rate of 3.6%/year.
Following that are CBB, OceanBank, Eximbank, OCB currently maintaining interest rates of 3.5%/year.
For a 3-month term, the highest interest rate is 3.9%/year currently listed by Bac A Bank, NCB.
The next highest interest rate is 3.8%/year, appearing at three banks: Nam A Bank, Oceanbank, Eximbank.
Following is the interest rate of 3.7%/year belonging to MSB and OCB.
Highest interest rate for 6-9 month term
For the 6-month term, NCB recently increased interest rates and jumped to the top with an interest rate of 5.25%/year.
Followed by CBBank with interest rate of 5.15%/year.
Bac A Bank currently pays 5.1% interest per year for this term.
For a 9-month term, the highest interest rate is 5.45%/year at NCB, followed by 5.2%/year, currently listed by Bac A Bank.
CBBank currently lists an interest rate of 5.1%/year for this term.
Highest interest rate for 12 month term
For the 12-month term, Bac A Bank is currently leading with an interest rate of 5.7%/year. Following are ABBank, NCB with an interest rate of 5.6%/year; Oceanbank, MSB, Nam A Bank with an interest rate of 5.4%/year.
Where to deposit money to receive interest over 6%/year without conditions?
According to Lao Dong, at 18-month and 36-month terms, there are four domestic banks currently listing interest rates above 6%/year.
OceanBank currently lists an interest rate of 6.1%/year - the highest interest rate on the market for online savings packages, term of 36 months. Following is OCB, which currently lists an interest rate of 6.0%/year for the same term.
HDBank leads the 18-month term interest rate chart with an interest rate of 6.1%/year.
Notably, NCB recently, after the recent interest rate increase, also listed an interest rate of 6.1%/year for a term of 18-36 months.
In addition, for deposits over 1 billion VND, NCB currently applies preferential interest rates as follows: Interest rate 6.05-6.2%/year for 12-month term; 6.15-6.35%/year for 13-month term; interest rate 6.55-6.7% for 18-month term.
BVBank also currently pays 6.0% interest per year for 60-month deposit terms.
Details of deposit interest rates at banks, updated on June 23, 2024
Source: https://laodong.vn/kinh-doanh/bien-dong-lai-suat-236-tron-bo-lai-suat-ngan-hang-cao-nhat-tai-cac-ky-han-1356477.ldo
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