Health insurance card is one of the important tools to help reduce the financial burden related to medical expenses. It provides the owner with the right to receive medical care at a subsidized cost from the insurance fund. However, improper use of health insurance card, especially using someone else's card, can lead to serious consequences, including fines and even criminal prosecution.
According to current regulations, using other people's health insurance cards is not uncommon in practice, especially when card counterfeiting technology is increasingly sophisticated. However, this is a violation of the law and goes against the regulations on the use of health insurance.
As a rule, a health insurance card is only valid when used by its owner. Lending the card or using someone else's card is prohibited.
Using someone else's health insurance card will result in many legal situations, from administrative penalties to criminal prosecution.
Under the Vietnamese Health Insurance Law, using another person's health insurance card can result in an administrative penalty. The specific penalty will depend on the severity of the offense, but may include the recovery of the insurance money used illegally.
According to Clause 1, Article 84 of Decree 117/2020/ND-CP, the act of lending health insurance cards to others or using other people's health insurance cards for medical examination and treatment can be fined from VND 500,000 - VND 1 million for violations that have not caused damage to the health insurance fund. A fine of VND 1 million - VND 2 million for violations that cause damage to the health insurance fund.
Specifically, people who use other people's health insurance cards can also be prosecuted for health insurance fraud.
Specifically, anyone who creates medical records, prescribes false drugs or prescribes an increased quantity or additional types of drugs, medical supplies, technical services, hospital bed costs and other costs that the patient does not actually use; falsifies records, health insurance cards or uses falsely issued health insurance cards, fake health insurance cards, revoked cards, modified cards, or health insurance cards of others in medical examination and treatment to enjoy health insurance benefits in violation of regulations may be fined from 20 million VND to 200 million VND, sentenced to non-custodial reform for up to 2 years or imprisoned from 3 months to 10 years depending on the nature, level and behavior of the crime.
To avoid legal risks, everyone should strictly comply with health insurance regulations. Each person should be responsible for keeping their card and not lending it to others for use. At the same time, it is necessary to raise awareness of rights and obligations when participating in health insurance. Authorities also need to strengthen inspection and strictly handle violations.
Using someone else's health insurance card is a violation of the law with many serious consequences. Complying with the regulations not only helps protect your own rights but also contributes to protecting the fairness and sustainability of the national health insurance system. Staying away from illegal acts will help the community develop more sustainably.
Source: https://vtcnews.vn/su-dung-the-bao-hiem-y-te-cua-nguoi-khac-co-bi-phat-ar903009.html
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