It is not easy to buy gold online
Vietcombank has just announced an upgrade of the online registration utility for purchasing SJC gold bars starting from July 29. Accordingly, the bank only allows individual customers with an active payment account opened at Vietcombank to register to purchase SJC gold bars online.
Vietcombank said the reason for this change is to improve service quality and facilitate customer information management. At the same time, it contributes to the development of non-cash payments according to the direction of the Government and the State Bank.
Previously, BIDV had implemented registration and transactions to buy SJC gold bars for customers who met the conditions of having registered to buy gold online and having an account at BIDV, and the amount of money in the account at the time of registration was enough to pay for the amount of gold they wanted to buy.
According to records, recently, many banks have also advised customers to open accounts at the bank where they buy gold to facilitate transactions and help prevent money laundering. Through this, banks also keep information about customers' transaction history.
However, according to actual feedback, people with real needs find it very difficult to buy gold online even though they have placed orders right when the bank opens for sale.
According to a reporter from Lao Dong Newspaper in Ho Chi Minh City, at 9:50 a.m. on July 30, Ms. Le Phuong Thao (living in Tan Phu district) when accessing the website to buy SJC gold bars of Vietcombank after filling in personal information and transaction point, received the message "Please choose another transaction point or come back to register on the next working day because VCB has received enough customers to register to buy SJC gold bars for today".
After that, Ms. Thao went to BIDV's website but was informed that "BIDV only sells SJC gold bars to customers who have an account at BIDV and register to buy online on BIDV's website".
“Because I don’t have an account at this bank, I have to register. However, I don’t know if I can buy SJC gold because it is difficult to buy even though I have placed an order when the bank just opened for sale,” Ms. Thao shared.
According to Lao Dong, banks only allow each individual to buy a maximum of 1 tael of gold per day and customers who want to buy must fill in personal information such as full name, year of birth, ID card, address, phone number, email.
Collect gold buyer information
Recently, the Ho Chi Minh City People's Committee issued a decision to establish a working group to ensure security for the gold market in the city. The task of the working group is to collect and analyze information, data, and the situation of customers buying and selling gold bars in the city; coordinate inspections and checks on compliance with legal regulations on gold trading by businesses buying and selling gold bars and producing and trading gold jewelry; and inspect organizations and individuals with signs of suspicion of speculation, profiteering, and causing instability in the gold market in Ho Chi Minh City.
In particular, the representative of the State Bank of Vietnam, Ho Chi Minh City branch, is responsible for collecting and transferring to the Ho Chi Minh City Police information and documents on the list of individuals who bought gold at the SJC gold bar selling points of Saigon Jewelry Company Limited - SJC and 4 commercial banks in the city (daily). At the same time, research solutions and advise SJC Company and 4 commercial banks to proactively detect suspicious individuals who are hired to buy gold, collect gold; promptly provide information to the City, District and County Police forces to deploy professional measures.
Representatives of the Anti-Money Laundering Department, the Banking Supervision and Inspection Agency, and the State Bank of Vietnam are members of the working group tasked with quickly verifying the cash flow and source of money for gold purchases and assisting in collecting documents at banks (account opening records, account statements, transaction documents, etc.) to clarify suspicions of gold purchase and gold leasing.
Mr. Nguyen Duc Lenh - Deputy Director of the State Bank of Vietnam, Ho Chi Minh City branch, said that on July 30, this unit has just sent an official dispatch to enterprises operating in the production of gold jewelry in Ho Chi Minh City, accordingly, requiring enterprises to be responsible before the law for the origin of raw gold for the production of gold jewelry. At the same time, comply with the responsibilities of enterprises operating in the production of gold jewelry as stipulated in Article 6 of Decree No. 24/2012 of the Government on the management of gold trading activities when coming into operation.
Source: https://laodong.vn/kinh-doanh/nguoi-dan-van-khong-de-mua-vang-online-bang-tai-khoan-1373462.ldo
Comment (0)