Savings interest rate unexpectedly exceeds 8%

Interest rate fluctuations 15.9: Savings interest rates unexpectedly exceed 8%. Photo: Mai Anh

Surprise with the highest interest rate

According to Lao Dong, since the beginning of September, there have been 6 banks increasing interest rates, including: Techcombank, Dong A Bank, OceanBank, Eximbank, GPBank, VietBank, OCB, NCB; with the increasing trend mainly in short terms.

However, the interest rate market also recorded a downward trend in interest rates from a bank that used to lead the market with the highest interest rate, ABBank. The alternating up and down trends at banks created a significant change in the ranking of the top highest interest rates in the market.

According to records, at the 1-month term, the highest deposit interest rate currently belongs to SeABank with an interest rate of 3.95%/year.

At 3-month term, the highest interest rate is 4.3%/year currently listed by Eximbank.

At the 6-month term, CBBank jumped to the top with an interest rate of 5.55%/year.

At 9-month term, the highest interest rate is 5.65%/year at NCB.

At the 12-month term, the leading bank with the highest interest rate is Bac A Bank with an interest rate of 5.9%/year.

Where to deposit money to receive interest rate over 8.0%/year?

According to Lao Dong, the highest savings interest rate on the market is up to 9.5%/year. In addition, the market currently has 3 banks issuing special savings interest rates of over 8.0%/year.

MSB appears for the second time on the list with an interest rate of 8.0%/year for a 13-month term with a deposit condition of 500 billion VND or more.

HDBank listed an interest rate of 8.1%/year for a 13-month term with a minimum deposit of VND500 billion.

The highest interest rate is 9.5%/year, 12-month term listed at PVcomBank with the condition of new deposit opening from 2,000 billion VND.

Details of deposit interest rates at banks, updated on September 15, 2024