Despite many difficulties, in recent times, the socio-economic situation of Ha Hoa district has remained stable, developed, social security has been ensured, and the quality of life of the people has been gradually improved. This result must be attributed to the contribution of the Bank for Agriculture and Rural Development (Agribank) Ha Hoa Phu Tho II Branch, which has provided banking services and utilities in the area, practically promoting socio-economic development in general and agricultural and rural development in particular, gradually reducing poverty sustainably and building new rural areas in the area.
Minh Thanh Phu Tho Production and Trading Company Limited - Am Ha commune creates jobs for hundreds of workers, contributing to increasing income and sustainable poverty reduction in the locality.
Comrade Cao Tung Nam - Director of Agribank Ha Hoa Phu Tho II District Branch said: In recent times, the Branch has always been a pioneer in policy credit programs, lending to the agricultural and rural sectors; closely following the industry's orientation and direction to operate business and invest in credit to ensure safety and efficiency.
Accordingly, in order to grow and expand credit programs, the Branch has closely followed the economic development orientation, restructuring programs and projects of the province and district to focus on lending; widely disseminated to all classes of people about the Party's guidelines and policies, the State's policies and laws, especially Decree No. 55/2015/ND-CP of the Government on credit development policies for agricultural and rural development and Decree 116/2018/ND-CP supplementing and amending Decree 55/2015/ND-CP; at the same time, focused on training to improve professional qualifications for staff and disseminated and thoroughly grasped the contents of agricultural and rural development investment policies in the unit's meetings to raise awareness, innovate customer service style and attitude.
In the first 9 months of 2024, Agribank Ha Hoa Phu Tho II Branch had a total capital of VND 2,400 billion, an increase of more than VND 152 billion compared to the same period in 2023; outstanding loans reached VND 1,900 billion, an increase of more than VND 150 billion compared to the same period in 2023 with 6,400 customers borrowing capital. Implementing the Government's policy programs, Agribank Ha Hoa Phu Tho II Branch has accumulated outstanding loans of preferential programs to support customers to date reaching about more than VND 330 billion.
Recently, due to the impact of storm No. 3, the Branch has reviewed and supported interest rate reduction for affected customers with outstanding debt of more than 60 billion VND. The loan capital has created conditions for organizations, individuals, and farming households in the area to invest in developing agricultural production; exploiting local potential, maintaining and promoting the development of industries... promoting the shift of the district's agricultural and rural economic structure towards commodity production, gradually industrializing and modernizing the countryside.
Minh Thanh Phu Tho Production and Trading Company Limited - Am Ha Commune is one of the customers who received loans and has been effective in production and business. Mr. Nguyen Van Thanh - Director of the Company said: “To have the current large business scale, there is a great contribution from Agribank Ha Hoa Phu Tho II Branch. In 2020, from the initial loan capital of over 10 billion VND, we boldly invested in factories and purchased raw materials. After doing business effectively, we have gradually expanded our scale, improved production capacity and competitiveness in the market. Currently, we are borrowing 6 billion VND from Agribank with an interest rate of 5.5%/year. With this loan package, I find it suitable and secure to produce and do business, creating jobs for hundreds of local workers with an average income of 8-9 million VND/person/month".
Not only performing well in providing banking services and utilities, doing business effectively, affirming its role as a "pillar" of the economy, Agribank Ha Hoa Phu Tho II Branch also does a good job in social security work in the area. Recently, in the joint effort to overcome the consequences of storm No. 3, the Branch has supported a total amount of 200 million VND. Of which, 30 million VND was supported through the District Fatherland Front Committee; 160 gifts worth 100 million VND were supported for households in 4 communes: Hien Luong, Xuan Ang, Tu Hiep, Dan Thuong and 7 schools were supported to repair and purchase damaged facilities with a total amount of 70 million VND.
Sunshine
Source: https://baophutho.vn/khang-dinh-vai-tro-tru-do-nen-kinh-te-221967.htm
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