Send 70 million VND and receive up to 6.72 million VND

Illustration: Phan Anh

Latest Agribank deposit interest rates

According to Lao Dong reporter on September 16, deposit interest rates at Agribank are listed at around 1.7 - 4.8%, depending on the term. The 24-month term interest rate is listed at the highest level, up to 4.8%.

Slightly lower, the interest rate for 12-month, 13-month, 15-month, and 18-month savings terms is 4.7%. Next is the 6-month, 7-month, 8-month, 9-month, 10-month, and 11-month terms, Agribank's interest rate is 3.0%.

Interest rates for 4-month and 5-month terms are lower at 2%. For 1-month and 2-month terms, Agribank's interest rates are at 1.7%. For non-term savings interest rates, Agribank is applying a threshold of 0.2%.

Current deposit interest rates at Agribank. Screenshot.

Current chart of personal deposit interest rates at Agribank. Chart: Khuong Duy

Readers can also refer to current bank interest rates through the latest summary table below:

Top banks with high interest rates on the market on September 16, 2024. Table: Ha Vy

PVcomBank's interest rate is currently at its highest, up to 9.5% for a 12-month term, with conditions applied to a minimum deposit of VND 2,000 billion.

Next is HDBank with a fairly high interest rate, 8.1%/year for a 13-month term and 7.7% for a 12-month term, with a minimum balance of VND500 billion. This bank also applies a 6% interest rate for an 18-month term.

MSB also applies quite high interest rates with interest rates at bank counters up to 8%/year for 13-month term and 7% for 12-month term. The applicable conditions are that new savings books or savings books opened from January 1, 2018 automatically renew with a term of 12 months, 13 months and a deposit amount of 500 billion VND or more.

Dong A Bank has a deposit interest rate, term of 13 months or more, end-of-term interest with deposits of 200 billion VND or more, applying an interest rate of 7.5%/year.

NCB applies an interest rate of 6.15% for a 24-month term; Cake by VPBank applies an interest rate of 6.1% for a 12-month term; OceanBank applies an interest rate of 6.1% for a 24-month term. Bac A Bank applies an interest rate of 6.05% for a 24-month term.

BVBank and Cake by VPBank also apply an interest rate of 6% for 24-month and 12-month terms; VRB and Dong A Bank apply an interest rate of 6% for 24-month terms; SaigonBank applies an interest rate of 6% for 13, 18 and 24-month terms, and 6.1% for 36-month terms.

Deposit 70 million VND in Agribank savings, how much money will you receive?

Formula for calculating bank interest:

Interest = Deposit x interest rate (%)/12 months x deposit term

For example, you deposit 70 million VND in savings at Agribank on September 7, 2024, depending on the deposit term and the corresponding interest rate, the amount of interest you receive is as follows:

+ Interest on 3-month Agribank savings deposit: 350,000 VND.

+ Interest on 6-month Agribank savings deposit: 1.05 million VND.

+ Interest on 9-month Agribank savings deposit: 1,575 million VND.

+ Interest on 12-month Agribank savings deposit: 3.29 million VND.

+ Interest on 24-month Agribank savings deposit: 6.72 million VND.

* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.

Source: https://laodong.vn/tien-te-dau-tu/bien-dong-lai-suat-agribank-gui-70-trieu-dong-nhan-toi-672-trieu-dong-1395087.ldo