The Vietnam Bank for Social Policies (VBSP) is not only a companion but also a “support” in terms of economy, spirit, will and aspiration for women to rise up. In particular, for poor women, the capital of the VBSP is a solid “support” for them to be given opportunities, economic power, autonomy, confidence, to move from passive to active in implementing family economic development models, striving to rise up, gradually escaping poverty sustainably...
Thanks to social policy capital and participation in vocational training classes, many women in Thuy Lieu commune, Cam Khe district have gained more knowledge and skills, created jobs, and had stable income.
For the goal of sustainable poverty reduction
Ms. Ta Thi Tien in Zone 2, Bang Gia Commune, Ha Hoa District is one of the typical examples who have effectively accessed the capital source of the Social Policy Bank. In 2000, when she first started her family, without any investment capital, her family was among the poorest in the commune. Since participating in the Women's Union activities, she has been able to grasp and access the Party and State's policies for the poor and disadvantaged, especially when she received 2.5 hectares of forest land contracted by the State, which has motivated her and her family to explore, learn, and apply knowledge and experience to transform production.
With an initial loan of 50 million VND from the Vietnam Bank for Social Policies, she boldly invested in breeding cows and planting forests. Up to now, her family has always maintained 3 sows, 2-5 calves, plus a 2.5-hectare acacia forest, earning hundreds of millions of VND each exploitation cycle.
More than 10 years ago, Ms. Hoang Thi Hop’s family in Mo Son area, Son Tinh commune, Cam Khe district was one of the poor households in the commune. Working purely in agriculture, when her two children passed the university entrance exam, her family faced even more difficulties due to the tuition fees for the older children.
In 2014, she was admitted to the Savings and Loan Group (TT&VV) in Mo Son area, Son Tinh commune, and was guided through the procedures for preferential loans for students from the People's Credit Fund of Cam Khe district with a total amount of 82.5 million VND.
In 2020, thanks to preferential loans for students and students plus income from livestock and farming, her family escaped poverty and continued to receive a loan of 100 million VND from the Vietnam Bank for Social Policies for newly escaped households and 20 million VND from the clean water program for rural environmental sanitation to buy 2 sows, renovate 4,000m2 of ponds for raising meat fish and fish fry, and build a sanitary treatment facility that meets standards.
Up to now, her family's model of raising breeding sows, breeding fish, and commercial fish has grown, earning about 100 million VND in profit each year.
The story of Ms. Tien and Ms. Hop is not only the story of one or two individuals but also the story of many other people who have been and are rising from difficulties thanks to loans from the Vietnam Bank for Social Policies.
Identifying social credit as one of the important resources to implement the National Target Program on Sustainable Poverty Reduction and the National Target Program on New Rural Development, over the past 10 years, the Provincial Women's Union has issued 18 documents directing, informing, guiding, urging, and reminding; promoting propaganda and dissemination of the Party and State's policies and guidelines on social credit through regular meetings of branches, associations, loudspeaker systems or zalo, facebook pages... so that all classes of people, especially the poor and near-poor, can clearly understand. From there, the role of social credit in implementing the goal of sustainable poverty reduction, job creation, ensuring social security, and building new rural areas in the locality has been affirmed.
Tan Son District Social Policy Bank coordinates with the Information and Communication Groups to collect savings deposits for women, contributing to helping poor women and women in difficult circumstances rise up and sustainably reduce poverty.
Accompanying women's development
The capital of the VBSP not only helps women have capital to invest in developing their family economy, but also through becoming customers of the bank, women have more opportunities to develop themselves, improve their skills, and know how to use capital effectively; capital also becomes one of the important "channels" to help poor women proactively rise out of poverty, affirming their role and position in society.
Comrade Pham Thi Kim Loan - Member of the Provincial Party Committee, President of the Provincial Women's Union said: The Provincial Women's Union is currently managing outstanding loans of over 1,708 billion VND for more than 31,500 households with outstanding loans at 1,003 Credit and Information Groups in the province. Along with preferential loans for economic development, improving life... 100% of Credit and Information Groups managed by the Women's Union have savings balances with the rate of households saving reaching 100% compared to the number of members borrowing capital, the balance of deposits mobilized from members is 64.8 billion VND.
Saving through the Information and Communication Group managed by the Women's Union not only mobilizes local resources but also creates a habit of saving in daily spending, helping poor women and women in difficult circumstances to develop the economy and sustainably reduce poverty.
To help women use loans for the right purposes and effectively, the VBSP and all levels of the Women's Union have coordinated with relevant sectors to organize 147 training courses, seminars, technology transfer, cultivation and livestock techniques, product branding, traditional craft preservation, and opened 270 vocational training classes for more than 15,000 women, helping them gain more knowledge and skills, promote creativity, apply them to family economic development models, and boldly apply scientific and technological advances in production, creating high-value crops and livestock products, creating sustainable livelihoods, helping to reduce poverty, and enhancing women's economic empowerment.
In particular, through the trust activities with the VBSP, poor and near-poor women have access to convenient policy credit capital, contributing to preventing and limiting participation in "black credit", preserving State capital, and actively contributing to the Party's policy of economic growth associated with social equity. From there, the role and prestige of the Women's Union are enhanced, strengthening the cohesion, gathering, and attracting women of all classes, especially poor women, to participate in the activities of the Women's Union.
Dinh Vu
Source: https://baophutho.vn/diem-tua-de-phu-nu-thoat-ngheo-220074.htm
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