Update information about savings deposits at Vietcombank

Nowadays, saving money and assets is an essential need of every individual. Therefore, saving money in banks is chosen by many people. To meet the needs of consumers, Joint Stock Commercial Bank for Foreign Trade of Vietnam - Vietcombank offers many savings deposit products suitable for customers.

A savings book is a product used to store the amount of money customers deposit at the bank in the form of a book. This is a long-term accumulated asset. Customers can choose savings products with specific monthly interest rates.

Forms of savings deposit at Vietcombank

Deposits, savings with interest paid later

With this form, customers can deposit VND, USD, EUR, GBP, AUD and other foreign currencies according to regulations in each period. The minimum deposit amount when depositing online is 3 million VND and at the counter is 500,000 VND. Deposit terms vary from 7 days, 14 months, 1 month to 60 months. Interest rates are fixed throughout the deposit term. In case of early withdrawal, the interest rate for early withdrawal in VND is equal to the lowest non-term interest rate at Vietcombank and the interest rate for early withdrawal in foreign currency is 0%/year.

Savings with periodic interest payments

This product allows customers to deposit money with various terms from 3 months to 60 months with deposit types of VND, EUR, USD and monthly or quarterly interest payment method. The minimum deposit amount is 30 million VND or 2,000 USD/EUR. Interest rates are fixed throughout the deposit term. The interest rate for early withdrawal in VND is equal to the lowest non-term interest rate at Vietcombank. The interest rate for early withdrawal in foreign currency is 0%/year.

Online Deposit

With this form, customers do not need to go to a branch or transaction office. Customers can withdraw money, deposit money, and close their deposit accounts right on VCB Digibank or at any Vietcombank transaction point. The minimum online deposit is 3 million VND with a variety of terms from 14 days, 1, 13 months, 24 months and a fixed interest rate throughout the deposit term.

Automatic savings

This is a form of savings that meets the need to automatically transfer money from a payment account to a savings account to enjoy higher interest rates without having to go to the bank. The account used to make automatic transfers is a payment deposit account or a specialized account for mobilizing non-term savings.

Customers can deposit VND or USD with a minimum amount of 1 million VND or 100 USD and a maximum term of 60 months.

Online Savings Deposit

This is a term deposit mobilization product with the feature of depositing additional principal during the deposit term. The product provides and performs all transactions on VCB Digibank digital bank. The minimum initial principal is 3 million VND and the minimum periodic deposit principal is 1 million VND. The method of depositing principal periodically is automatically monthly/quarterly or depositing principal on demand (maximum 1 time/month).

Minh Huong (synthesis)

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