Preferential interest rates from only 5%/year and loan terms up to 35 years help young customers easily balance their financial capacity for other purposes in life.
With an average income that is quite modest compared to the need to accumulate to buy large assets, young people face many difficulties in buying a house. According to a survey from batdongsan.com.vn, to own an urban apartment with an area of 60m2 worth about 3 billion VND, young people have to spend up to 25.8 years of accumulation. However, real estate always tends to increase in price over time, so owning a house as soon as possible will help reduce the financial burden in the future.
Understanding the needs and financial difficulties that young customers face when wanting to own a house, ABBANK has launched a home loan package for young people aged 19 to 40 with many outstanding incentives. Specifically, with a loan interest rate of only 5%/year, lending up to 100% of capital needs, flexible loan terms of up to 35 years, this loan package will help young customers reduce initial financial pressure, divide the loan and flexibly adjust monthly repayments according to personal income, while still balancing expenses for other purposes in life. In particular, customers can choose a flexible repayment plan, helping to reduce financial burden in the first years.
With the core value of customer focus, ABBANK always focuses on implementing and continuously developing flexible and diverse financial products, suitable for each customer segment, helping customers access capital more easily.
Not only that, with simple application procedures and quick approval process, young customers, especially young couples, can be completely confident when deciding to own their first home without worrying about complicated procedures or long waiting times.
Ms. Nguyen Thi Huong - Deputy General Director of ABBANK shared: "Responding to the Government's call, with the goal of supporting the young generation to build a solid financial foundation, we have launched this loan package to provide home ownership opportunities for young customers, especially those with modest incomes but wishing to settle down. This loan package not only helps reduce financial burdens but also opens up opportunities to own suitable real estate in the context of the real estate market showing positive signs of change".
In addition to the home loan package specifically for young people, ABBANK continues to implement many other preferential loan packages such as loans for production and business with interest rates from only 6.99%/year, or consumer loans with collateral to serve life needs with interest rates from only 8.19%/year...
For more details about loan packages and loan registration, customers please contact ABBANK branches/transaction offices or register information on the website: https://www.abbank.vn/ for free consultation and support.
Source: https://phunuvietnam.vn/so-huu-can-nha-dau-tien-de-dang-voi-goi-vay-uu-dai-danh-cho-nguoi-tre-tu-abbank-20250326172247408.htm
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