According to the latest figures released by the State Bank today, October 2, by the end of July, the amount of money deposited in banks by individuals reached 6,838 trillion VND. This is the highest level ever. The amount of deposits by organizations decreased slightly.
According to statistics of the State Bank, as of July, deposit of the population reached 6,838 trillion VND, an increase of 305,672 billion, equivalent to 4.68% compared to the end of 2023.
Compared to the same period last year, the amount of people's deposits in banks increased by 448,820 billion VND.
Note of Tuoi Tre Online , people's deposits in banks have increased continuously for over the past 2 years, despite the sharp decrease in deposit interest rates.
Regarding deposit interest rates, after about a year of record low interest rates, since April many joint stock commercial banks have increased deposit interest rates.
As at VPBank, the interest rate for 6- and 9-month savings deposits is 5%-5.4%/year depending on the deposit amount and the customer. If the customer is a priority and the deposit is 300 million VND or more, the bank will pay an interest rate of 5.4%/year. As for non-priority customers, the interest rates for 12- and 24-month terms are listed at 5.4%/year and 5.7%/year.
Or at SHB, the 6-month term is listed at 4.7%/year, while the 9- and 12-month terms are 4.7%/year and 5.2%/year, respectively.
Meanwhile, state-owned banks have maintained stable interest rates for many months. For example, VietinBank on October 2, interest rate The highest deposit interest rate is 4.8%/year applied for terms of 24 months or more. For terms from 6 to less than 12 months, VietinBank has maintained the rate of 3%/year for many months now. For terms from 12 months to less than 24 months, the savings interest rate is 4.7%/year.
The interest rate schedule at Vietcombank applied in early October was also kept the same as a few months before. For example, the 6 and 9 month terms are 2.9%/year; 12 month deposits have an interest rate of 4.6%/year; 24 months or more are listed at 4.7%/year.
Source
Comment (0)