Bank interest rates today April 2, 2025: Up to 6.2%...

The highest online deposit interest rate at Vietnam Export Import Commercial Joint Stock Bank (Eximbank) was only 5.7%/year (24-36 month term) last March. The bank also stopped offering the “Eximbank VIP Savings” product since March 5.

Accordingly, VIP customers and priority customers will be transferred to Gold, Platinum, Infinite categories and customers will open savings accounts at the counter.

However, customers can still receive deposit interest rates from 6% to 6.2%/year when making 18-24 month term deposits if they meet the conditions to be classified as Infinite Customers.

According to the savings interest rate policy applied to Combo Casa customers, Eximbank offers 4 interest rates for 4 different categories: Silver (deposit interest rate equal to regular savings interest rate at the counter); Gold (deposit interest rate 0.3%/year higher than regular savings); Platinum (deposit interest rate 0.4%/year higher than regular savings); Infinite (deposit interest rate 0.6%/year higher than regular savings).

Interest rates for individual customers receiving interest at the end of the term applied to Silver savings (equal to regular savings at the counter) are listed as follows:

Bank interest rates for 1-5 month terms are 3.5%/year; 6 month terms are 5%/year; 9 month terms are 5.1%/year; 12 month terms are 5.2%/year; 15 month terms are 5.4%/year; 18 month terms are 5.5%/year; 24 month terms are 5.6%/year and 36 month terms are 5.4%/year.

The bank interest rate applied to Gold accounts is 0.3% higher per year, so the highest interest rate for this category is 5.9% per year, applied to a 24-month term.

With an interest rate higher than 0.4%/year applied to Platinum accounts, the highest mobilization interest rate is 6%/year, for a 24-month term.

Notably, Infinite accounts will enjoy savings interest rates of up to 6%/year for 15-month term deposits; 6.1%/year for 18-month term deposits and up to 6.2%/year for 24-month term deposits.

INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS ON APRIL 2, 2025 (%/YEAR)
BANK	1 MONTH	3 MONTHS	6 MONTHS	9 MONTHS	12 MONTHS	18 MONTHS
AGRIBANK	2.4	3	3.7	3.7	4.7	4.7
BIDV	2	2.3	3.3	3.3	4.7	4.7
VIETINBANK	2	2.3	3.3	3.3	4.7	4.7
VIETCOMBANK	1.6	1.9	2.9	2.9	4.6	4.6
ABBANK	3.2	3.9	5.4	5.5	5.7	5.5
ACB	3.1	3.5	4.2	4.3	4.9
BAC A BANK	3.5	3.8	4.95	5.05	5.4	5.8
BAOVIETBANK	3.5	4.35	5.45	5.5	5.8	5.9
BVBANK	3.95	4.15	5.15	5.3	5.6	5.9
EXIMBANK	4	4.3	5.1	5.1	5.3	5.6
GPBANK	3.5	4.02	5.35	5.7	6.05	6.15
HDBANK	3.85	3.95	5.3	4.7	5.6	6.1
KIENLONGBANK	3.7	3.7	5.1	5.2	5.5	5.45
LPBANK	3.6	3.9	5.1	5.1	5.4	5.6
MB	3.7	4	4.6	4.6	5.1	5.1
MBV	4.1	4.4	5.5	5.6	5.8	5.9
MSB	3.9	3.9	5	5	5.6	5.6
NAM A BANK	4	4.2	4.9	5.2	5.5	5.6
NCB	4	4.2	5.35	5.45	5.6	5.6
OCB	4	4.2	5.1	5.1	5.2	5.4
PGBANK	3.4	3.8	5	4.9	5.4	5.8
PVCOMBANK	3.3	3.6	4.5	4.7	5.1	5.8
SACOMBANK	3.3	3.6	4.9	4.9	5.4	5.6
SAIGONBANK	3.3	3.6	4.8	4.9	5.6	5.8
SCB	1.6	1.9	2.9	2.9	3.7	3.9
SEABANK	2.95	3.45	3.95	4.15	4.7	5.45
SHB	3.5	3.8	4.9	5	5.3	5.5
TECHCOMBANK	3.25	3.55	4.55	4.55	4.75	4.75
TPBANK	3.5	3.8	4.8	4.9	5.2	5.5
VCBNEO	4.15	4.35	5.7	5.65	5.85	5.85
VIB	3.7	3.8	4.7	4.7	4.9	5.2
VIET A BANK	3.7	4	5.2	5.4	5.7	5.9
VIETBANK	4.1	4.4	5.4	5.4	5.8	5.9
VIKKI BANK	4.15	4.35	5.65	5.95	6	6
VPBANK	3.7	3.9	4.9	4.9	5.4	5.4