HDBank interest rate April 2025: Highest 6%/year

HDBank interest rates at the counter

Term	End of period	Prepayment	Monthly	Quarterly	Every 6 months	Annual
01 day	0.50	–	–	–	–	–
01 week	0.50	–	–	–	–	–
02 weeks	0.50	–	–	–	–	–
03 weeks	0.50	–	–	–	–	–
01 month	3.35	3.25	–	–	–	–
02 months	3.35	3.25	–	–	–	–
03 months	3.45	3.35	3.35	–	–	–
04 months	3.45	3.35	3.35	–	–	–
05 months	3.45	3.35	3.35	–	–	–
06 months	5.20	5.00	5.10	5.10	–	–
07 months	4.60	4.40	4.50	–	–	–
08 months	4.60	4.30	4.50	–	–	–
09 months	4.60	4.30	4.40	4.50	–	–
10 months	4.60	4.30	4.40	–	–	–
11 months	4.60	4.40	4.40	–	–	–
12 month term type 1	7.70	–	–	–	–	–
12 month term type 2	5.50	5.10	5.30	5.30	5.40	–
LS 13 months type 1	8.10	–	–	–	–	–
LS 13 months type 2	5.70	5.20	5.40	–	–	–
15 months	5.90	5.40	5.60	5.70	–	–
18 months	6.00	5.40	5.70	5.70	5.80	–
24 months	5.40	4.80	5.10	5.10	5.20	5.30
36 months	5.40	4.50	5.00	5.10	5.10	5.20

Currently, HDBank is applying the highest savings interest rate of 6%/year for a term of 18 months. With a deposit of 200 million VND, customers can receive about 36.6 million VND in interest after 3 years.

For a 12-month term, the highest interest rate is 5.6%/year if deposited online, and 5.5%/year if deposited at the counter. This interest rate applies under normal conditions, without requiring a large minimum balance.

Specifically, with a deposit of 200 million VND for a 12-month term, customers can receive about 11.2 million VND in interest.

If you choose a 36-month term, the interest each year is about 12.2 million VND, the total after 3 years will be 36.6 million VND. The total amount received including principal and interest is 236.6 million VND.

However, HDBank also has a special program with interest rates up to 8.1%/year for a 13-month term and 7.7%/year for a 12-month term, exclusively for customers with a balance of 500 billion VND or more.

HDBank Online Interest Rates

In the first month of the year, HDBank applied online savings interest rates ranging from 3.85% to 6.1%/year, corresponding to terms from 1 week to 36 months. This is a more preferential interest rate than at the counter.

Specifically, for deposits under 6 months, customers who deposit online will enjoy an interest rate about 0.5% higher per year than when depositing directly at the bank. For terms of 6 months or more, the difference is 0.1% per year.

This interest rate policy helps customers optimize their savings if they use online deposits. HDBank also regularly updates the interest rate table from time to time, so customers should check carefully before depositing to choose the appropriate term and receive the highest yield.

Term	VND interest rate
01 week	0.50
02 weeks	0.50
03 weeks	0.50
01 month	3.85
02 months	3.85
03 months	3.95
04 months	3.95
05 months	3.95
06 months	5.30
07 months	4.70
08 months	4.70
09 months	4.70
10 months	4.70
11 months	4.70
12 months	5.60
13 months	5.80
15 months	6.00
18 months	6.10
24 months	5.50
36 months	5.50

However, interest rates may change over time and according to bank policies. Customers should regularly update information directly from HDBank or visit the official website to understand the latest promotions. At the same time, choosing the appropriate term and form of deposit (online or at the counter) will help optimize profits from savings.

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Source: https://baonghean.vn/lai-suat-ngan-hang-hdbank-thang-4-2025-cao-nhat-6-nam-10294417.html