Recorded by Lao Dong reporter on December 25, 2023, 10-month savings interest rates are fluctuating from 3.5 - 5.6%/year. In particular, OceanBank's interest rates lead the top banks with the highest interest rates for 10-month terms.
Specifically, OceanBank listed the 10-month term interest rate at 5.6%/year when customers deposit money online. Customers depositing money at the counter only receive an interest rate of 5.5%/year.
KienLongBank lists the 10-month term interest rate at 5.6%/year when customers deposit money online. Corporate customers enjoy an interest rate of 5.5%/year.
NCB with 10-month term interest rate at 5.45%/year when customers deposit savings at An Phu. Currently, NCB's interest rate table for December is fluctuating from 0.5 - 6%/year, in which high interest rates fall on terms of 15 months or more.
Below is a comparison table of 10-month savings interest rates in a system of nearly 30 banks, readers can refer to:
Deposit 2 billion VND for 10 months and receive up to nearly 94 million VND
Depending on the bank with different interest rates, customers will receive the corresponding interest amount. To quickly calculate savings interest, readers apply the formula:
Interest = deposit x interest rate %/12 x number of months of deposit.
For example, at a 10-month term, a customer deposits 2 billion VND at Bank A with an interest rate of 5.6%/year, the interest is calculated as follows:
Interest = 2 billion VND x 5.6%/12 months x 10 months = 93.33 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Readers can refer to more information about interest rates HERE.
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