QR code payment covers from big restaurants to street vendors
In recent years, the trend of cashless payment in general and scanning QR codes for money transfers in particular has really taken off. Thanks to its convenience and speed, this transaction method is not only popular in eateries, restaurants, supermarkets... but also infiltrated every corner of traditional markets or street vendors, getting closer to small traders, including the elderly who have always been used to using cash.
At a traditional market on Vuong Thua Vu Street (Thanh Xuan, Hanoi), Ms. Thu Trang's fruit stall always has a QR code hanging in front. After checking the successful transaction of a customer who just scanned the QR code, she excitedly shared: "Since creating and having this QR code, I have saved a lot of time and effort because I don't have to read account information for each person every time there are many customers, in addition, I don't have to worry about returning the change or the missing money."
Many vendors in the market also said that scanning QR codes is a “win-win” method for both sellers and buyers. Currently, most people have the habit of carrying their phones to the market instead of cash, and if there is no method of payment by bank transfer, customers are willing to go shopping elsewhere.
In fact, according to statistics from the State Bank of Vietnam, in just the first 2 months of 2024, the QR code method has skyrocketed by 846.41% in quantity and 1146.14% in value; and is expected to continue to "dominate" the market due to its optimal convenience. Not to mention, many banks are constantly launching discount programs and gift incentives to encourage users to switch to cashless payments, making this transaction method more and more popular and preferred.
Full of gifts from BAC A BANK for small business customers receiving payment by QR code
From June 1, 2024 to August 31, 2024, Bac A Commercial Joint Stock Bank (BAC A BANK) officially launched the program "QR Transaction - Immense Gifts", divided into 3 corresponding reward stages.
Beneficiaries include: Customers who are small traders/business households registering to open an account and use e-Banking services for the first time; Existing customers who are small traders/business households already have a payment account or customer code (CIF) at BAC A BANK, now registering for e-Banking services to facilitate daily transactions.
Notably, customers who register for the service directly at the transaction counter or via electronic identification (eKYC) on the BAC A BANK Mobile Banking application are considered valid to enjoy the full offer.
Accordingly, with only 10 transactions receiving payment via QR code from 5 different account numbers with a minimum value of 30,000 VND/transaction, and maintaining an average monthly balance of at least 2 million VND, BAC A BANK customers will receive 100,000 VND in their accounts. A total of 900 lucky customers will receive gratitude gifts from BAC A BANK during the program.
Obviously, providing a variety of payment methods is also a way to expand and reach many customer files of all ages, contributing to helping sellers increase revenue. Along with this promotion, BAC A BANK customers still enjoy free policies for opening and maintaining accounts, transferring money within and outside the system, and free initialization of Nicknames to make accounts short, easy to remember, and easy to share.
For more information about the program, please visit the website www.baca-bank.vn or Customer Care Center 1800588828 .
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