On January 19, Bac A Commercial Joint Stock Bank (Bac A Bank) posted a new interest rate table. This is the second time this month that the bank has adjusted its deposit interest rate downward.
For terms from 1-5 months, Bac A Bank adjusted interest rates down by 0.1 percentage points, while for terms from 6-36 months, it recorded a decrease of 0.2 percentage points.
According to the new interest rate schedule, the interest rate for 1-2 month deposits is currently 3.6%/year, 3 month deposits are 3.8%/year, 4 and 5 month deposits are 4% and 4.2%/year respectively.
Bank interest rates for terms of 6-8 months have now dropped to only 4.9%/year, terms of 9-11 months are 5%/year, terms of 12-13 months are 5.2%/year and terms of 15 months have an interest rate of 5.4%/year.
The highest bank interest rate at Bac A Bank belongs to deposit terms from 18-36 months when it is listed at 5.6%/year.
This new interest rate table will be applied from January 20.
Latest interest rate details at Bac A Bank:
Currently, Bac A Bank applies a separate interest rate schedule for customers depositing amounts of 1 billion VND or more.
The highest applicable interest rate is 5.6%/year for terms from 18-36 months.
The 15-month term has an interest rate of 5.4%/year, while the 12-13 month term is 5.2%/year.
Details of Bac A Bank's interest rate table for customers depositing from 1 billion VND:
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