For the first time, customers can experience a new superior account version with Techcombank: not only safe, flexible spending when needed, but also automatic daily profit of up to 4.1%/year.
The automatic profit feature helps customers optimize benefits on short-term idle money but can still pay and spend when needed - Photo: LL
Money generates interest after just one activation The "automatic interest" feature on the Techcombank Mobile e-banking application has been officially announced since January 2024. Along with Techcombank accounts, the automatic interest feature helps customers optimize benefits on short-term idle money but can still pay and spend when needed without restrictions or interruptions. Accordingly, every day the Techcombank system will scan the minimum balance on the customer's payment account. When the balance is greater than a threshold chosen by the customer. For example, the customer will set the threshold at 10 million VND, the system will automatically transfer the remaining amount above that threshold of 10 million VND to the interest balance compartment on the customer's main account. The amount in the interest balance compartment will enjoy a daily interest rate of up to 4.1%/year, based on the number of days held. When the balance in the payment account is less than 10 million or when the customer needs to spend more than the selected threshold of 10 million, Techcombank's system will automatically transfer the amount of money needed from the interest compartment to the payment account compartment without the customer having to do anything. The remaining amount in the interest compartment will continue to benefit from the best interest rate. Thanks to that, all money in the interest compartment in the Techcombank account can automatically generate interest every day. The steps to enable the automatic interest feature are very easy and simple on the Techcombank account. For new customers, just register for an account, customers will immediately experience the automatic interest feature and other feature privileges on the Techcombank application. For existing Techcombank customers, customers can easily experience it after just one activation on the e-banking application so that the money automatically generates interest without any further worries. "We believe that each profitable value on customers' flexible money will bring easy, convenient experiences and create the best conditions for each customer to enjoy their life better." Ms. Nguyen Van Linh (Deputy Director of Techcombank Retail Banking) More than 1 million customers have enabled the automatic profit feature . After a short time, more than 1 million customers have enabled the automatic profit feature on the Techcombank Mobile application. Many customers excitedly shared about the surprise when "money can make money by itself". "The Techcombank account version makes me change my mind about how to use a bank account. Money still generates profit every day and I can still use that exact amount to spend" - Mr. Hoang Nguyen, a customer, shared. Mr. Hoang Nguyen said he has been using Techcombank e-banking for 10 years. According to him, the bank constantly invests in updating new features to best and fastest serve the financial needs and experiences of customers. "Just a few months after opening the automatic profit feature, the money that I have not spent on my Techcombank account can automatically generate profit. I can easily control the profit from this feature on my own banking app," Mr. Hoang Nguyen excitedly shared.| Easily open a "Techcombank Advanced Account" account, activate the "Automatic Profit" feature right at https://tcbmobile.onelink.me/TBS9/szslf4zs. Special benefits for new Techcombank customers: Enjoy a more attractive standard threshold (VND 5 million) when activating the automatic profit feature in the payment account opening flow on Techcombank Mobile. Register now! * Step 1: Download Techcombank Mobile, create a bank account on the application. * Step 2: Register to open a payment account electronically. * Step 3: Select the Automatic Profit feature. * Step 4: Confirm the terms and conditions of service registration and automatic transfer contract. * Step 5: Open a payment account and successfully activate Automatic Profit. |
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