Compare 6-month interest rates
Recorded on July 1, 2024, the highest bank interest rate for 6-month term belongs to ABBank (5.6%/year); NCB (5.25%/year); Cake by VPBank (5.2%/year); BAC A BANK (5.1%/year)...
Banks with lower interest rates include the Big4 group including Vietcombank (2.9%/year), VietinBank, Agribank, BIDV (3%/year).
Below is the specific interest rate table recorded on July 1:
In addition, readers can refer to interest rates of other terms and banks through the following table:
For the 12-month term, ABBank continuously jumped to the top after increasing interest rates, listing an interest rate of 6.0%/year for this term. GPBank also jumped to the second position after increasing interest rates, listing an interest rate of 5.75%/year for this term.
Next is Bac A Bank, which currently pays 5.7% interest per year. Next is NCB with 5.6% interest per year; Oceanbank, MSB, Nam A Bank with 5.4% interest per year.
At the 18-month term, there are currently 3 banks leading with an interest rate of 6.1%/year: NCB, HDBank and OceanBank. Following are BaovietBank with an interest rate of 5.9%/year and GPBank with an interest rate of 5.85%/year.
For the 36-month term, the two leading banks are also the only two banks listing interest rates above 6.0%/year for this term. OceanBank currently lists an interest rate of 6.1%/year for the 36-month term, OCB lists an interest rate of 6.0%/year.
Readers can refer to the Big 4 group interest rates through the following table:
Deposit 300 million VND, how to receive interest?
To calculate interest on savings deposits at the bank, you can apply the formula:
Interest = deposit x interest rate %/12 x number of months of deposit
For example, if you deposit 300 million VND for a 6-month term at Bank A with an interest rate of 3%/year, you can receive: 300 million VND x 3%/12 x 6 = 4.5 million VND.
With the same term amount, if you deposit savings in Bank B with an interest rate of 5%, the interest you receive will be: 300 million VND x 5%/12 x 6 = 7.5 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Source: https://laodong.vn/tien-te-dau-tu/top-ngan-hang-co-lai-suat-6-thang-cao-nhat-dau-thang-7-1360232.ldo
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