Which bank has the most deposits now?

After the first half of this year, Agribank is the bank with the largest deposit balance in the system, with 1.83 million billion VND.

Since mid-April until now, interest rates at most banks have increased. bank all showed signs of growth, with an increase of 0.5 - 1%. With the increase in interest rates, bank deposits also had more positive growth when after the first 6 months of the year, total deposits at 29 banks that announced financial reports reached nearly 12.2 million billion VND, an increase of 473,000 billion VND, equivalent to an increase of 4% compared to the end of 2023.

In terms of scale, the state-owned banking group still leads the entire system with a total balance of deposit is more than 6.4 million billion VND. Of which, the bank Agribank continues to hold the "deposit champion" position with 1.83 million billion VND, up 0.9% compared to the end of last year.

Agribank is the bank with the largest deposit balance in the system.

Ranked second is BIDV with total deposits reaching 1.81 million billion VND, an increase of more than 102,200 billion VND compared to the beginning of the year, equivalent to an increase of 6% - the highest increase in the Big 4 group. Following is Vietinbank with a balance of 1.47 million billion VND, an increase of 4%.

Group 4 State Bank There is a large gap in deposit size compared to the private banking group. Meanwhile, these banks are still keeping the mobilization interest rate at the lowest level in the system, only about 2.9% for short terms and 4.7% for terms from 18 to 36 months or more.

In the private banking group, MB holds the 5th position with more than 618,618 billion VND in deposits, up 9% compared to the beginning of the year. This is the highest growth rate in the top 10 banks with the largest deposits in the system.

Following is Sacombank with VND549,184 billion, up 7.5% compared to the beginning of the year, equivalent to an increase of about VND38,440 billion.

Also growing at around 6% are 3 banks including ACB, Techcombank and VPBank. Of which, ACB and Techcombank respectively reached VND 515,696 billion and VND 481,806 billion in deposits, up 6% compared to the balance at the end of 2023.

Meanwhile, VPBank recorded a deposit growth of 6.6%, reaching VND471,349 billion. Thereby, creating a gap of more than VND12,000 billion compared to the top 10 position, SHB bank, reaching VND459,296 billion.

Not in the top 10 but there are 4 growing banks deposit The two figures are LPBank, up 21.4%, equivalent to VND 50,700 billion; MSB up 14.7%, equivalent to VND 19,400 billion; OCB up 12.4%, equivalent to VND 15,600 billion and NCB up 11.1%, equivalent to VND 8,600 billion.

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