LPBank Tuyen Quang actively implements credit programs to support customers after the flood.
After storms and floods, the entire political system is urgently working to restore production and stabilize the lives of people and businesses. Credit capital from banks is considered a lifebuoy to help people and businesses restore production.
LPBank Tuyen Quang Director Vu Giang Nam said that, implementing the direction of the industry, the entire LPBank Tuyen Quang system has coordinated with local authorities and socio-political organizations to review customers who are borrowing capital and have suffered damage due to storms and floods to apply appropriate support and risk handling measures in accordance with regulations. At the same time, the bank has issued a loan interest rate program for corporate customers. The total program limit is 3,000 billion VND with interest rates starting from only 6%/year. Credit programs for individual customers have also been implemented. For affected customers, the branch will consider the level of damage to support a reduction in loan interest rates.
Xuan Truong Tuyen Quang Co., Ltd., Group 13, Na Hang Town (Na Hang) operates in the field of civil construction. The company has just suffered heavy losses of up to 2 billion VND due to storm No. 3. The flood swept away many important assets and materials. The company lost 13 blocks of wood, 2 tons of iron, 20 tons of cement, and many trees used to make house pillars were swept away. The company's factory was also swept away by the flood, one house collapsed and the foundation was exposed, greatly affecting the production and business process.
Mr. Nguyen Xuan Truong, Director of Xuan Truong Company Limited, shared that this damage not only affects the company's finances but also poses many big challenges for overcoming the consequences and recovering operations in the coming time. Recently, the company has been updated by LBPank Tuyen Quang bank staff on the company's damage and is implementing measures to support interest rate reduction for the company's loans. This is also a solution to help the company reduce difficulties. The company is urgently making a plan to overcome the situation and calling for support from local authorities.
LPBank Tuyen Quang in collaboration with Tuyen Quang Newspaper presented Mid-Autumn gifts to disabled students at Son Lac Primary School, Kim Phu Commune (Tuyen Quang City).
In addition to Xuan Truong Tuyen Quang Company Limited, LPBank Tuyen Quang has promptly reviewed other businesses and found 4 more affected businesses. This helps LPBank understand the extent of damage and financial needs of each business. At the same time, the bank can consider debt restructuring, including extending the repayment period, reducing interest rates, or postponing principal and interest payments to reduce financial pressure. And can provide preferential interest rate loan packages for eligible customers.
Along with corporate customers, LPBank Tuyen Quang also actively supports individual customers. The branch has implemented a preferential loan interest rate policy to accompany individual customers affected by the storm and storm circulation No. 3. Depending on the loan purpose and loan term, the bank has appropriate preferential interest rate policies. For customers borrowing for consumption, production and business with collateral, borrowing for a period of 12 months, the interest rate is only 6.5%/year; without collateral, the interest rate is 7%/year. For customers borrowing capital for short-term production and business, with collateral, the interest rate is only 6%/year; without collateral, the interest rate is 6.5%/year. The scale of the program is 5,000 billion VND...
LPBank Tuyen Quang's timely support solutions not only help customers reduce their financial burden but also contribute significantly to the recovery process of businesses and people after natural disasters. The provision of preferential loan packages, along with flexible interest rate reduction policies, has demonstrated the bank's close companionship with the local community during difficult times. These actions have contributed to helping customers overcome challenges and strengthen their confidence in the important role of the financial system in stabilizing and developing the regional economy after storms and floods.
Along with implementing credit programs to support customers, LPBank Tuyen Quang also actively participates in social security work in the province. The branch has coordinated with Tuyen Quang Newspaper to implement the "Mid-Autumn Festival of Love" program for disabled students at Son Lac Primary School (Kim Phu); donated 20 sets of computers to Le Quy Don Secondary School and An Khang Secondary School (Tuyen Quang City) on the occasion of the new school year 2024 - 2025; donated 200 million VND to the people of Tuyen Quang province to overcome the consequences of storm No. 3...
Source: https://baotuyenquang.com.vn/lpbank-tuyen-quang-kip-thoi-ho-tro-khach-hang-sau-bao-lu-199967.html
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