After more than a month of banks tirelessly reducing deposit interest rates , the special interest rates for super VIP customers remain unchanged, except for MSB bank, which stopped listing bank interest rates of up to 8%/year for customers with savings deposits of 500 billion VND or more.
Among them, ABBank, PVCombank, Vikki Bank, ACB, HDBank, LPBank,... are banks that are maintaining special interest rate policies that are superior to normal deposit interest rates.
ABBank is leading the market in special interest rates for super VIP customers, up to 9.65%/year when depositing for a 13-month term with an amount of VND 1,500 billion or more. Meanwhile, the normal mobilization interest rate for the same term listed by ABBank is only 5.3%/year.
PVCombank also listed a special interest rate of up to 9%/year, applied to 12 and 13 month term deposits. The condition to enjoy this interest rate is that customers must open a deposit account of at least 2,000 billion VND. This is the most difficult condition to meet in the current market.
At HDBank, special interest rates are applied for 12 and 13 month terms, respectively 7.7% and 8.1%/year. Conditions for individual customers to receive interest at the end of the term and deposit a minimum amount of VND 500 billion.
Vikki Bank (new name of DongA Bank) applies special interest rates for customers with 13-month term deposits, with deposit balances of VND999 billion or more; 1.8% higher per year than the regular interest rate currently applied for the same term.
With the interest rate at the counter to receive interest at the end of the term of 5.7%/year, the highest interest rate for special customers of Vikki Bank is 7.5%/year.
In addition, for individual customers who deposit for a term of 6-12 months and receive interest at the end of the term, Vikki Bank offers an additional interest rate of 0.05%/year for customers who deposit from 500 million to less than 1 billion VND; and an additional 0.1%/year for customers who deposit from 1 billion VND or more.
At LPBank, the highest interest rate at the counter is 5.5%/year. However, for deposits of VND300 billion or more, the interest rate applied to customers receiving interest at the end of the term is 6.5%/year, monthly interest is 6.3%/year, and interest at the beginning of the term is 6.07%/year.
200 billion VND is the condition that ACB Bank offers to VIP customers if they want to receive the highest interest rate of 6%/year when depositing money for a 13-month term. In case customers receive interest monthly, the highest mobilization interest rate will be 5.9%/year.
In fact, with banks offering deposit balance conditions of up to thousands of billions of VND such as PVCombank, ABBank, Vikki Bank and HDBank, the special interest rates offered by banks are mostly used as reference interest rates for lending interest rates.
| INTEREST RATE TABLE FOR ONLINE DEPOSITS OF BANKS | ||||||
| BANK | 1 MONTH | 3 MONTHS | 6 MONTHS | 9 MONTHS | 12 MONTHS | 18 MONTHS |
| AGRIBANK | 2.4 | 3 | 3.7 | 3.7 | 4.7 | 4.7 |
| BIDV | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETINBANK | 2 | 2.3 | 3.3 | 3.3 | 4.7 | 4.7 |
| VIETCOMBANK | 1.6 | 1.9 | 2.9 | 2.9 | 4.6 | 4.6 |
| ABBANK | 3.2 | 3.9 | 5.4 | 5.5 | 5.7 | 5.5 |
| ACB | 3.1 | 3.5 | 4.2 | 4.3 | 4.9 | |
| BAC A BANK | 3.5 | 3.8 | 4.95 | 5.05 | 5.4 | 5.8 |
| BAOVIETBANK | 3.5 | 4.35 | 5.45 | 5.5 | 5.8 | 5.9 |
| BVBANK | 3.95 | 4.15 | 5.15 | 5.3 | 5.6 | 5.9 |
| EXIMBANK | 4 | 4.3 | 5.1 | 5.1 | 5.3 | 5.6 |
| GPBANK | 3.5 | 4.02 | 5.35 | 5.7 | 6.05 | 6.15 |
| HDBANK | 3.85 | 3.95 | 5.3 | 4.7 | 5.6 | 6.1 |
| KIENLONGBANK | 3.7 | 3.7 | 5.1 | 5.2 | 5.5 | 5.45 |
| LPBANK | 3.6 | 3.9 | 5.1 | 5.1 | 5.4 | 5.6 |
| MB | 3.7 | 4 | 4.6 | 4.6 | 5.1 | 5.1 |
| MBV | 4.1 | 4.4 | 5.5 | 5.6 | 5.8 | 5.9 |
| MSB | 3.9 | 3.9 | 5 | 5 | 5.6 | 5.6 |
| NAM A BANK | 4 | 4.2 | 4.9 | 5.2 | 5.5 | 5.6 |
| NCB | 4 | 4.2 | 5.35 | 5.45 | 5.6 | 5.6 |
| OCB | 4 | 4.2 | 5.1 | 5.1 | 5.2 | 5.4 |
| PGBANK | 3.4 | 3.8 | 5 | 4.9 | 5.4 | 5.8 |
| PVCOMBANK | 3.3 | 3.6 | 4.5 | 4.7 | 5.1 | 5.8 |
| SACOMBANK | 3.3 | 3.6 | 4.9 | 4.9 | 5.4 | 5.6 |
| SAIGONBANK | 3.3 | 3.6 | 4.8 | 4.9 | 5.6 | 5.8 |
| SCB | 1.6 | 1.9 | 2.9 | 2.9 | 3.7 | 3.9 |
| SEABANK | 2.95 | 3.45 | 3.95 | 4.15 | 4.7 | 5.45 |
| SHB | 3.5 | 3.8 | 4.9 | 5 | 5.3 | 5.5 |
| TECHCOMBANK | 3.25 | 3.55 | 4.55 | 4.55 | 4.75 | 4.75 |
| TPBANK | 3.5 | 3.8 | 4.8 | 4.9 | 5.2 | 5.5 |
| VCBNEO | 4.15 | 4.35 | 5.7 | 5.65 | 5.85 | 5.85 |
| VIB | 3.7 | 3.8 | 4.7 | 4.7 | 4.9 | 5.2 |
| VIET A BANK | 3.7 | 4 | 5.2 | 5.4 | 5.7 | 5.9 |
| VIETBANK | 4.1 | 4.4 | 5.4 | 5.4 | 5.8 | 5.9 |
| VIKKI BANK | 4.15 | 4.35 | 5.65 | 5.95 | 6 | 6 |
| VPBANK | 3.7 | 3.9 | 4.9 | 4.9 | 5.4 | 5.4 |
According to reports from credit institutions and foreign bank branches, in the week from March 24-28, average VND interest rates tended to decrease slightly in overnight terms and increase in most remaining terms compared to the previous week.
Specifically, the average overnight interest rate decreased by 0.05%/year to 4.11%/year. In contrast, the average interest rates for 1 week and 1 month terms increased by 0.18%/year and 0.15%/year to 4.43%/year and 4.56%/year, respectively.
For USD transactions, the average interest rate tends to fluctuate in different directions in some key terms compared to last week. Specifically, the average overnight interest rate remained unchanged compared to last week and remained at 4.3%/year, the 1-week interest rate increased slightly by 0.01%/year to 4.33%/year and the 1-month interest rate decreased by 0.04%/year to 4.39%/year.
Source: https://baodaknong.vn/lai-suat-ngan-hang-hom-nay-3-4-2025-muc-cao-dac-biet-9-65-nam-248132.html
![[Photo] Overcoming all difficulties, speeding up construction progress of Hoa Binh Hydropower Plant Expansion Project](https://vstatic.vietnam.vn/vietnam/resource/IMAGE/2025/4/12/bff04b551e98484c84d74c8faa3526e0)
![[Photo] Closing of the 11th Conference of the 13th Central Committee of the Communist Party of Vietnam](https://vstatic.vietnam.vn/vietnam/resource/IMAGE/2025/4/12/114b57fe6e9b4814a5ddfacf6dfe5b7f)
Comment (0)