Update Vietcombank deposit interest rates
According to Lao Dong, on June 29, Vietcombank is listing interest rates around 1.6-4.7%/year.
Vietcombank's non-term interest rate is listed at 0.1%/year; 1-2 months at 1.6%/year; 3 months at 1.9%/year; 6 and 9 months at 2.9%/year; 12 months at 4.6%/year; 24-60 months at 4.7%/year.
Readers can refer to the interest rates of three other banks in the Big 4 group through the following table:
In addition, readers can refer to the interest rates recorded by some banks on June 29:
PVcomBank's highest interest rate is 9.5%/year for a 12-13 month deposit term with a minimum deposit of VND 2,000 billion.
Next is HDBank with a fairly high interest rate, 8.1%/year for a 13-month term and 7.7% for a 12-month term, with the condition of maintaining a minimum balance of 500 billion VND.
MSB also applies a fairly high interest rate with interest rates at bank counters of up to 8%/year for a term of 13 months. The applicable conditions are that the savings book is newly opened or the savings book is opened from January 1, 2018, automatically renewed with a term of 12 months, 13 months and the deposit amount is from 500 billion VND.
Dong A Bank has a deposit interest rate, term of 13 months or more, end-of-term interest with deposits of 200 billion VND or more, applying an interest rate of 7.5%/year.
NCB and OceanBank apply an interest rate of 6.1% for a 24-month term; OCB applies an interest rate of 6% for a 36-month term; ABBank applies an interest rate of 6% for a 12-month term; Cake by VPBank and VRB also apply an interest rate of 6% for a 24-month term.
How to receive interest if depositing 200 million VND at Vietcombank?
To quickly calculate bank interest, you can apply the interest calculation formula:
Interest = Deposit x interest rate/12 months x actual number of months of deposit.
For example, if you deposit 200 million VND at Vietcombank for a 3-month term, with an interest rate of 1.9%, the interest received is as follows: 200 million VND x 1.9%/12 x 3 months = 950,000 VND.
With the same amount of money and bank above, if you save for 12 months with an interest rate of 4.6%/year, the amount you can receive will be: 200 million VND x 4.6%/12 x 12 months = 9.2 million VND.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
Source: https://laodong.vn/tien-te-dau-tu/lai-suat-cao-nhat-cua-vietcombank-gui-200-trieu-dong-nhan-bao-nhieu-tien-1355658.ldo
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