Home loans with interest rates starting from 0%

For many people, a new, spacious home is the most meaningful gift of filial piety to their parents.

Coming to TPBank on this occasion, customers who want to buy real estate, project houses; build or repair houses for relatives; borrow to pay off debts from other banks can immediately refer to the preferential 3-month loan package with an interest rate of only 0%/year fixed for the first 3 months, 8.2% fixed for the next 9 months, and a margin of 3.6%/year for the next period.

Understanding the fear of unusually fluctuating interest rates making it difficult for borrowers to control their debt, TPBank is ready with loan packages with long-term fixed preferential interest rates such as: 6.8%/year fixed for the first 12 months; 7.3%/year fixed for the first 18 months; 7.8%/year fixed for the first 24 months; 8.8%/year fixed for the first 36 months. The above series of attractive interest rate incentives are applied from now until the end of February next year.

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On the occasion of Vu Lan, TPBank launches a preferential loan to buy/build/repair a house for relatives with attractive interest rates from only 0%, principal grace period up to 5 years, maximum loan term of 30 years.

As one of the first customers to enjoy TPBank's special Vu Lan season promotion policy, Ms. Thuong (28 years old, Ha Nam) confided that she had long wanted to renovate her mother's old house in the countryside, but due to financial constraints, she had not been able to do so. After saving for a while and seeing that the interest rate was low, she decided to borrow a little more to renovate her mother's house.

“After researching many loan programs at banks, I chose to borrow from TPBank with a fixed interest rate of 7.8%/year for the first 24 months. My loan is less than 65% of the value of the property that TPBank appraised, so I got an additional 0.2% reduction in the fixed interest rate, down to only 7.6% for the first 2 years. This is a pretty ideal interest rate for me,” Ms. Thuong shared.

Not only customers with a loan rate of up to 65% of the value TPBank appraised like Ms. Thuong receive an additional 0.2% fixed interest rate reduction, but this Premium incentive policy is also for all existing customers at TPBank who need to borrow to buy a new house, customers who are business owners or business owners, customers who are TPBank premium customer members.

“Offer upon offer” for premium customers

In addition to diversifying long-term preferential interest rate loan packages, TPBank especially offers its Premium Customer Members a VND200 billion loan package with an interest rate incentive that can be deeply reduced by up to 1.3%/year in the first 12 months compared to the previous program, down to only 5.5%/year fixed in the first 12 months, with a margin of 3.3%/year in the following period.

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TPBank's high-end customers can get a deep reduction in home loan interest rates down to only 5.5%/year fixed for the first 12 months.

With the goal of moving his parents to a new, more comfortable and convenient apartment, just last month, Mr. Viet (33 years old, Binh Thanh, Ho Chi Minh City) was able to do this thanks to the preferential premium customer policy at TPBank.

“During a transaction, I happened to know that if I borrow to buy a house at TPBank now, I will enjoy the interest rate for high-end customers of only 5.9%/year fixed for the first 12 months, equivalent to a 0.9% reduction compared to before. It is really not easy to enjoy such a deep interest rate reduction, so I think I need to seize this opportunity right away. After completing the paperwork and receiving the disbursement, I am now very eager to welcome my parents to their new home soon,” Mr. Viet confided.

TPBank representative shared: “The bank always wants to bring customers smart financial products, close to the actual needs to help customers solve financial problems in life. Not only during Vu Lan festival, but at every moment, TPBank is very honored to be a small part in helping customers realize their meaningful filial piety wishes”.

Learn more about the latest interest rate incentive programs at any TPBank branch/transaction office, or contact TPBank's 24/7 Customer Service Center 1900 6036/1900 58 58 85 for advice.

Le Thanh