ANTD.VN - As of the end of September, deposits at 29 commercial banks (excluding Agribank) increased by 7.2% compared to the beginning of the year, reaching nearly 10.8 million billion VND. Meanwhile, outstanding credit increased by 9%, reaching about 14.8 million billion VND.
According to data from the Vietnam Banking Association, statistics from the third quarter financial reports of 2024 published by 29 banks (excluding Agribank) show that the total assets of these banks reached more than 16.2 million billion VND, an increase of 8.6% compared to the end of 2023.
Of which, BIDV continues to maintain the top position in total assets with 2.57 million billion VND, up 12% compared to the beginning of the year.
Vietinbank ranked second with nearly VND2.23 quadrillion in assets, up 9.7%. Next was Vietcombank with VND1.93 quadrillion, up 5%. Agribank has not yet announced its third quarter financial report, but according to data from its semi-annual report, the bank's total assets are at VND2.08 quadrillion.
In the joint stock group, MB continues to lead, ranking 4th, with total assets reaching nearly 1.03 quadrillion VND, up 8.9% compared to the beginning of the year. This is the only private bank except Big4 to reach the 1 quadrillion VND mark in total assets.
The remaining positions belong to: Techcombank, VPBank, ACB, Sacombank, SHB and HDBank. The total assets of the top 10 banks have reached more than 12.3 million billion VND, accounting for 76% of the total assets of the 29 banks listed.
In terms of growth rate, LPBank is leading with total assets increasing by VND73,000 billion, or 19.1% after 9 months. Nam A Bank is second in growth rate with an increase of 13.8% compared to the beginning of the year, up to nearly VND240,000 billion.
In addition, NCB, BVBank and BIDV are also banks with rapid growth in total assets, at 13.1%, 13.1% and 12% respectively compared to the beginning of the year.
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Credit growth at banks has been accelerating in recent months. |
As of the end of September, the State Bank said that outstanding credit to the economy reached about 14.8 million billion VND, up 9% compared to the end of last year.
According to statistics on the financial report, BIDV is the champion in customer loans with a scale of more than 1.95 million billion VND, up 9.9% compared to the beginning of the year. VietinBank is in the next position with outstanding loans at 1.61 million billion VND, up 9% compared to the beginning of the year.
Vietcombank, with total outstanding loans reaching 1.4 million billion VND, up 10.3%, is the bank with the highest credit growth rate in the Big4 group.
In the private commercial joint stock bank sector, MB and VPBank are the two banks with the highest customer loan scale, reaching VND 702,020 billion and VND 635,345 billion, respectively, up 14.9% and 12.2% compared to the beginning of the year.
While Techcombank had the highest loan growth rate, up to 20.8%, total outstanding loans reached 626,291 billion VND; In addition, NCB increased by 16.3%; LPBank and HDBank increased by 16.1%...
Meanwhile, total customer deposits at 29 banks increased by 7.2% in the first 9 months of the year, reaching nearly VND10.8 trillion. Banks with double-digit deposit growth were NCB (up 17.6% or VND13,505 billion), LPBank (up 14.3% or VND33,911 billion), MSB (up 12.2% or VND16,121 billion), Sacombank (up 11% or VND55,980 billion) and MB (up 10.6% or VND60,034 billion).
BIDV temporarily took the lead in deposits, reaching more than 1.87 million billion VND as of September 30, up 9.9% or 169,035 billion VND compared to the beginning of the year. Although Agribank has not yet announced its financial report for the third quarter of 2024, according to the semi-annual report, this giant's deposits at the end of June reached 1.83 million billion VND.
VietinBank and Vietcombank hold the next two positions, with deposit balances at VND1,510 trillion and VND1,430 trillion, respectively, up 7.5% and 2.5% compared to the beginning of the year.
In the joint stock group, MB continues to be the bank receiving the most deposits, with a balance of VND627,567 billion, up 10.6% compared to the end of last year. The following positions belong to Sacombank, ACB, Techcombank, VPBank, SHB and HDBank...
In addition to customer deposits, previously, according to data from the State Bank, total capital mobilization of banks by the end of September reached 14.5 million billion VND, lower than outstanding loans.
Deputy Governor of the State Bank of Vietnam Dao Minh Tu said commercial banks are having to use charter capital to lend, making up for the shortfall due to lower mobilization than credit.
"There is no way that 14-15 million billion VND is still in the bank because the banks have lent out all the money they mobilized to the economy," Mr. Dao Minh Tu affirmed.
Source: https://www.anninhthudo.vn/cac-ngan-hang-cho-vay-148-trieu-ty-dong-huy-dong-duoc-bao-nhieu-post595760.antd
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