With this program, customers buying Vinhomes houses only need to prepare their own capital equivalent to 30% of the apartment value. For the rest, customers are supported with bank loans and installment payments up to 15 years. In particular, in the first 2 years, customers are guaranteed a fixed interest rate of 6%/year for low-rise areas and 7%/year for high-rise areas by Vinhomes investors.
The 3.2-hectare Capital of Light Square with a 50-meter-high statue of the God of Light is a symbol of prosperity for Vinhomes Ocean Park 2 in particular and Ocean City in general.
After 2 years, the interest rate will be applied according to the market but in a way that is most beneficial to customers. Specifically, if the actual interest rate of the bank is lower, the buyer will enjoy the correct interest rate applied by the bank. If the actual interest rate of the bank is higher, the buyer is still guaranteed to only have to pay interest at a maximum ceiling of 8%/year for low-rise areas or 9.5%/year for high-rise areas. The entire interest rate difference (if any) will be paid by Vinhomes to the bank.
Vinhomes' new sales policy opens up unprecedented home ownership opportunities for people, as they only need to invest a very small installment, at least 15 million per month (including principal and interest - depending on the apartment) to have the opportunity to own a classy residence.
Happy, warm life, connecting family in the "Japanese standard" space of The Zenpark
In the context of a market with scarce supply, the above special policy not only helps customers and investors easily have a house to live in or rent out for profit, but also solves the problem of interest rate fluctuations, bringing long-term investment peace of mind for 15 consecutive years.
The program "Buy a luxury home - Financial peace of mind" is currently applied to Vinhomes Ocean Park 2 townhouses, The Zenpark apartments - Vinhomes Ocean Park 1 (Hanoi), or The Beverly apartments - Vinhomes Grand Park (HCMC). These are all the most popular projects/subdivisions of Vinhomes in particular and the real estate market in general, thanks to the classy living environment and the ability to generate certain profits.
The Beverly was inspired by the Beverly Hills area - a classy living space for the upper class.
Ms. Nguyen Thu Hang - General Director of Vinhomes Joint Stock Company shared: "Realizing the opportunity to own a house with the best cost and the safest financial solution for customers is our long-term goal. Therefore, Vinhomes is willing to share and even solve the risk problem for buyers by insuring all fluctuations arising from bank loans for 15 years. Currently, we are promoting cooperation with credit institutions to spread this model to most Vinhomes projects for sale nationwide to further expand home ownership to a large number of people".
The program "Buy a luxury home - Financial peace of mind" with breakthrough terms, especially beneficial to customers, is expected to create a positive push, anticipating a new growth cycle of the domestic real estate market.
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