Timely support
According to Resolution No. 03 of the People's Council of Tuyen Quang province, period 2021-2025. For poor households, near-poor households will be supported with 100% interest rate on loans to buy buffaloes and cows for breeding; each individual will be supported with interest rate for 1 loan. The maximum loan amount with interest rate support is 35 million VND/breeding female buffalo; 25 million VND/breeding female cow. The total loan amount with interest rate support is up to 100 million VND/individual; the interest rate support period depends on the loan period but does not exceed 36 months.
Mr. Be Van Toan's family, Duc Uy village, Trung Son commune (Yen Son) borrowed capital from the Social Policy Bank to raise breeding buffaloes.
Mr. Ha Huu Mao, Ngoa village, Xuan Quang commune (Chiem Hoa) used to be a poor household for many years in the commune. Through the Farmers' Association's propaganda on the policy of lending capital to poor households for economic development, in early 2022, Mr. Mao was able to borrow 100 million VND according to Resolution No. 03 of the Provincial People's Council to buy 3 breeding buffaloes. With capital, he mobilized relatives in his family to build barns, take advantage of the hilly land area to grow elephant grass to ensure daily food supply, and at the same time supplement the source of starchy food to supplement the buffalo herd. Thanks to good care, the mother buffalo gave birth to 3 more calves, bringing the total herd to 6. Thanks to hard work in developing the family economy, Mr. Mao's family escaped poverty at the end of 2023.
Ms. Vu Thi Thu, Chairwoman of Xuan Quang Commune People's Committee (Chiem Hoa) said: Resolution No. 03 of the Provincial People's Council has promoted the development of production, processing, trading, and consumption of agricultural, forestry, and fishery products, OCOP products; many households have boldly borrowed this preferential capital to develop effective family and farm economic models. From there, it has made an important contribution to the construction of new rural areas in the locality.
Mr. Hoang Din San's family in Hoa Da village, Phuc Thinh commune (Chiem Hoa) just escaped poverty at the end of 2023. Mr. Din happily said that after borrowing 100 million VND from the district's Social Policy Bank, his family had capital to buy 3 breeding buffaloes. Currently, the buffalo herd is growing well, bringing the total herd to 5. The happiest thing is to receive interest rate support, helping the family to have less difficulty and money to get by.
People of Phuc Son (Lam Binh) borrowed capital from the Social Policy Bank to invest in growing cucumbers.
Having access to preferential loans from the District Social Policy Bank, many poor households and policy families have had more resources to invest in production development, increase income, escape poverty and become rich legitimately in the locality. Currently, the whole district has over 17,500 poor households, near-poor households and policy families receiving loans with a total outstanding debt of over 708 billion VND; of which the capital source according to Resolution No. 03 of the People's Council of Tuyen Quang province is 12.46 billion VND/144 households borrowing to invest in developing breeding buffaloes, to date, 35 households have escaped poverty.
Make it easier for customers to access loans
Ms. Nguyen Thi Dung in Lien Thanh village, Phuc Ung commune (Son Duong) borrowed 100 million VND from the Bank for Social Policies to raise breeding buffaloes. Ms. Dung said: When the loan conditions were assessed, the family quickly accessed capital to invest in renovating barns and raising breeding buffaloes. Similar to Ms. Dung's family, Mr. Luu Trong Quan's family in Ba Quanh village, Tan Thanh commune (Son Duong) also borrowed capital from the Bank for Social Policies to develop the economy. In 2022, Mr. Quan's family borrowed 100 million VND to raise 3 breeding buffaloes. After more than 2 years, thanks to good care, the herd grew to a total of 5 buffaloes. Mr. Quan shared that it was true that the Bank for Social Policies capital helped his family have resources to develop the economy.
Mr. Phung Ngoc Vinh, Chairman of Tan Thanh Commune People's Committee, said: The locality currently has 371 poor households. From the preferential loan capital of the "seed capital" nature of the district's Social Policy Bank, many households have been able to borrow capital with a total outstanding debt of over 40 billion VND. Many families have risen out of poverty; from the preferential loan capital, they have been confident to expand the scale of production and livestock farming. From this effectiveness, it is affirmed that the policy capital for loans under Resolution 03 of the Provincial People's Council has been effective in real life.
People of Yen Thuan commune (Ham Yen) have access to policy credit capital according to Resolution 03 of the Provincial People's Council to grow four-season lemons.
Deputy Director of the Transaction Office of the Bank for Social Policies in Son Duong District, Tran Thanh Huong, said: “In order to create the best and fastest conditions for people to access policy capital in general and loans under Resolution 03 of the Provincial People's Council in particular, the Office has coordinated with the People's Committees of communes and towns to review and submit to the District People's Committee for approval the list of cases eligible for policy to disburse capital on schedule. Instruct households to complete their documents, conduct strict appraisal, and ensure loans to the right subjects. Up to now, the lending turnover at the Transaction Office of the Bank for Social Policies in Son Duong District has reached over 158 billion VND with 3,298 borrowers; the average loan amount is 50 million VND/household. Thereby, raising the total outstanding debt of the whole district to 856.9 billion VND, an increase of 25 billion VND compared to the same period in 2023. The loan capital under Resolution 03 of the Provincial People's Council alone reached over 15 billion VND.
Implementing Resolution 03 of the Provincial People's Council, the Na Hang District Social Policy Bank has actively coordinated with authorities at all levels and organizations from the district to the grassroots to organize training and guide people to choose suitable plants and animals to develop the family economy and use loan capital for the right purpose. Currently, the bank's policy credit capital has been deployed to 100% of communes and towns in the district, creating conditions for the poor and policy beneficiaries in need and eligible to access policy credit capital in a convenient and timely manner. Accordingly, implementing lending according to Resolution 03/2021/NQ-HDND dated July 16, 2021 of the Tuyen Quang Provincial People's Council, the district Social Policy Bank has recently disbursed to 256 households with over 23 billion VND. Of which, 130 poor households with nearly 12 billion VND; 126 near-poor households with over 11 billion VND, mainly invested in developing breeding buffalo and cows.
According to the synthesis of the Provincial Branch of the Bank for Social Policies, from 2021 to present, the whole province has lent 81 billion VND according to Resolution 03 of the Provincial People's Council, helping thousands of households develop production.
In practice, the policy capital for loans under Resolution 03 of the Provincial People's Council has been and is being effective, helping people in difficult areas develop the economy and sustainably reduce poverty.
Source: https://baotuyenquang.com.vn/ho-tro-von-tin-dung-chinh-sach-theo-nghi-quyet-03-cua-hdnd-tinh-tiep-suc-phat-trien-san-xuat-vung-kho-200805.html
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