Ha Tinh is allocated 60 billion VND of social housing capital.

In practice, the capital source for social housing programs under Decree No. 100/2024/ND-CP of the Government has been truly effective, creating resources for people in Ha Tinh, especially low-income and middle-income households, to have the opportunity to invest in new construction, renovation and repair of houses. Thereby, contributing to improving the quality of life of the people, ensuring housing criteria in the program of building new rural areas and civilized urban areas.

Ha Tinh has just been allocated 60 billion VND of social housing capital according to Decree No. 100/2024/ND-CP of the Government.

According to the program's policy, the subjects borrowing capital from the social housing program at the Vietnam Bank for Social Policies (VBSP) include: People with revolutionary contributions, relatives of martyrs; poor households, near-poor households, low-income people in urban areas; workers and laborers working at enterprises, cooperatives, and cooperative unions; cadres, civil servants, and public employees; officers, professional soldiers, non-commissioned officers of the people's armed forces, police workers, civil servants, defense workers and public employees currently serving in the army; people working in secretarial work, people working in other secretarial organizations receiving salaries from the state budget currently working.

The maximum loan amount of the program is 1 billion VND, maximum loan term is up to 25 years, loan interest rate is 0.55%/month.

Borrowing capital for the social housing program at the Bank for Social Policies, customers enjoy many incentives such as: long loan terms, repayment in installments to help customers proactively plan their finances and reduce short-term debt repayment pressure; customers can repay their debts early without any fees; no additional costs for loan procedures, no need to buy loan insurance or other fees...

The Bank for Social Policies, Ha Tinh Province Branch, is promoting communication about the social housing loan program.

According to Mr. Phan Ngoc Vu - Deputy Head of Planning - Credit Operations Department (Ha Tinh Provincial Bank for Social Policies), from the beginning of 2025 until now, Ha Tinh has been allocated 60 billion VND of capital for loans for the social housing program. As of March 24, 2025, the outstanding debt of the social housing program in the area reached 630.25 billion VND with 1,766 customers still having outstanding debt.

The Bank for Social Policies, Ha Tinh Branch, continues to strengthen coordination with local authorities at all levels and socio-political organizations entrusted in the area to promote communication about the social housing program so that people of all walks of life can grasp it; implement the lending process in accordance with legal regulations, ensuring the right subjects, publicity and transparency on the basis of creating maximum favorable conditions for eligible customers to access loans.

Source: https://baohatinh.vn/ha-tinh-duoc-phan-bo-60-ty-dong-nguon-von-nha-o-xa-hoi-post284888.html