Update the latest savings interest rates of current banks
According to Lao Dong Newspaper's reporter (February 16, 2024), at more than 20 banks, the savings interest rate table is fluctuating from 2.85 -10.0%, depending on the term and regulations of the bank.
Of which, for the 12-month savings term, the highest interest rate is PVcomBank (10%), HDBank (7.8%); 5.4% is the interest rate listed by CB, DongABank, NamABank. On the contrary, the lowest interest rate is Agribank (4.8%), BIDV (4.8%), VietinBank (4.8%).
For 24-month savings term, the highest interest rate is 5.8%, listed by OCB and NamABank. Banks such as DongABank, NCB, VietABank, Sacombank, HDBank list interest rates at 5.7%.
For 6-month savings term, the highest interest rates are Cake by VPBank (5.2%), CB (5.1%), NCB (5.05%). The lowest are Agribank (3%), Vietcombank (3%), SCB (3.05%).
Update gold price near God of Wealth day
The gold trading market has also become more active in the days leading up to the God of Wealth Day. As of 4 p.m. on February 16, the domestic gold price listed by DOJI Group was VND76.35 million/tael for buying; the selling price was VND78.55 million/tael. The difference between the buying and selling price of SJC gold at DOJI was VND2.2 million/tael.
PNJ Group listed the buying price at 76.6 million VND/tael; the selling price at 78.8 million VND/tael. The difference between the buying and selling price of SJC gold at DOJI is 2.2 million VND/tael.
Meanwhile, Saigon Jewelry Company SJC listed the buying price of gold at 76.6 million VND/tael; the selling price was 78.8 million VND/tael. The difference between the buying and selling price of SJC gold was 2.2 million VND/tael.
World gold price opened this morning's trading session listed on Kitco at 2,002.7 USD/ounce.
With 100 million, depending on each person's needs, you can buy gold or save it. According to economic experts, if you buy gold to store for a long time, or for luck on this day, you can buy it. On the contrary, if you buy gold to "surf", buy and sell immediately, the risk of loss is very high. Because after the God of Wealth's day, the price of gold will almost certainly cool down.
On the contrary, if you want to invest safely, you can deposit the above amount in banks for savings. However, with current interest rates, the amount of interest will be high or low depending on the deposit term and the corresponding interest rate applied by each bank.
For example, with 100 million, you deposit at Agribank for 12 months, enjoy interest rate of 4.8%. After 1 year, the interest you receive is:
Interest = 100 million x 4.8%/12 x 12 months = 4.8 million VND.
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