PGBank adjusts interest rates today
According to Lao Dong, on March 13, the Prosperity and Development Joint Stock Commercial Bank (PGBank) issued a new interest rate schedule, changing most terms. Specifically, the change is around 0.1-0.4 percentage points:
Interest rate on 1-month deposits decreased by 0.4 percentage points, from 2.9%/year to 2.6%/year.
3-month deposit interest rate decreased by 0.4 percentage points, from 3.3%/year to 3.0%/year.
Interest rate on 6-month deposits decreased by 0.1 percentage point, from 4.1%/year to 4.0%/year.
Interest rate on 9-month deposits decreased by 0.2 percentage points, from 4.2%/year to 4.0%/year.
12-month deposit interest rate decreased by 0.2 percentage points, from 4.7%/year to 4.5%/year.
Interest rate on 18-month term deposits decreased by 0.3 percentage points, from 5.1%/year to 4.8%/year.
Interest rate on 36-month deposits remains at 5.2%/year.
The only bank that pays interest up to 11%/year
Woori Bank Vietnam Limited (Woori Bank) currently issues a savings interest rate schedule with the highest interest rate of up to 11%/year with a maximum deposit of 5 million VND and a minimum of only 100,000 VND.
Accordingly, if depositing money for a 24-month term, customers will only be able to deposit a total of 120 million VND at the end of the term.
Currently, the basic interest rate of this bank for 6-month term is 5%/year, 12-month term is 6%/year, and 24-month term is 7%/year.
The interest rate of 11% is calculated by the base interest rate plus the preferential interest rate (maximum 4%/year).
To enjoy the interest rate of 11%/year, depositors must be born from 1980 to present, must register and deposit savings on the Woori WON Vietnam application. In addition, the maximum cumulative savings limit per month is only 5 million VND.
Specifically, the bonus points listed by this bank are as follows:
Own a WON account (+1 point), be a new customer (+1 point), own a Z Card (+1 point), receive salary via Woori Bank (+1 point), own a loan account at Woori Bank (+1.5 points), top up/buy phone cards from 500,000 VND or more (+1 point), register for automatic accumulation from 500,000 VND or more (+1 point%) and participate in LCK events (+1 point%).
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