Promoting the spirit of creativity, self-reliance and career building in the homeland, in recent years, the Youth Union at all levels in Huong Hoa district have had many active solutions to propagate, mobilize and support union members and young people to develop the economy. In particular, supporting preferential loans is considered one of the optimal solutions to build large-scale youth economic models that bring high efficiency.
Thanks to preferential loans, Mr. Ngo Quang Vu (right), Tan Hop commune has the conditions to invest in developing a model of raising goats in cages - Photo: ML
Mr. Nguyen Huu Vuong in Tan Xuyen village, Tan Hop commune, previously developed the economy mainly by growing coffee, but due to poor soil, the efficiency was not high. After studying the actual conditions, in 2020 he decided to change his way of doing business. With the money saved by his family, through the credit of the commune's Youth Union at the district's Social Policy Bank, he borrowed an additional 70 million VND to invest in raising cows and goats. Up to now, the livestock has developed stably, without disease with a total herd of nearly 50 animals, earning over 100 million VND each year.
Mr. Vuong said: “After 4 years of implementing this new model, I have found that local conditions are very suitable for raising cows and goats. Thanks to timely access to capital as well as technical training, the model has developed well. I hope that all levels and sectors will continue to be facilitated with loans to expand the scale of livestock farming.”
Tan Hop Commune Youth Union is one of the units that accompany young people to establish their own careers. It actively propagates, mobilizes, and guides young people to borrow preferential loans for economic development. Up to now, Tan Hop Commune has 156 young people's households borrowing loans through the Social Policy Bank's credit managed by the Youth Union with a total outstanding loan of over 12 billion VND. Many economic development models have brought about quite high efficiency, helping young people to successfully establish their own careers right in their homeland.
Tan Hop Commune Youth Union Secretary Le Trung Nhan said: “We determined that in order for young people to successfully start their own businesses, providing scientific and technical knowledge is a source of preferential loans. With that orientation, we have actively promoted, mobilized, and supported them so that they have enough confidence to build their own models suitable to their family conditions.
As a result, many models have been successful, bringing stable income and creating jobs for many local youth. In the coming time, we will continue to take advantage of preferential capital sources to help young people quickly access conditions to expand production."
Implementing the Party and State's policy on supporting loans from social policy banks with preferential interest rates for poor and near-poor households, creating jobs... creating conditions for households to escape poverty and become well-off and rich households, Huong Hoa District Youth Union has actively promoted to help young union members access loan sources.
Direct communes and towns to increase mobilization of borrowers to participate in saving deposits, urge debt collection on time, do not let overdue debt arise without clear reasons, focus on monitoring the commitments of borrowers to ensure the loan capital is used for the right purpose, bringing high economic efficiency. Connect with relevant units to support consulting on model building techniques, crop and livestock techniques.
Thereby, many youth union members in the district have invested in developing production, using capital for the right purposes, and doing business effectively. The main economic models of the youth in the district are farming and livestock; mechanics; carpentry; eco-tourism... Up to now, Huong Hoa District Youth Union has managed 42 savings and loan groups in 16 communes and towns, with a total outstanding debt of nearly 104 billion VND with over 900 youth union members borrowing capital.
In addition, the District Youth Union has promoted the review and proposal of economic development models for youth to support production capital according to Resolution No. 103/NQ-HDND, dated December 9, 2022 of the Provincial People's Council on youth development in Quang Tri province for the period 2022 - 2030, thereby supporting 9 models with a total cost of 900 million VND, thanks to which the models have promoted good efficiency.
To increase support for youth in ethnic minority areas, from 2021 to present, Huong Hoa District Youth Union has called for socialization to donate 2 start-up models to young people with a budget of 100 million VND/model; deploy the construction of 15 youth livelihood models with a construction budget of 5 million VND/model; coordinate with the District Department of Agriculture and Rural Development, the District Agricultural Extension Station to organize 6 training courses to transfer science and technology in planting and raising livestock for young people in ethnic minority communes.
Thanks to active propaganda, mobilization and support, the Youth Union in Huong Hoa district has made good use of preferential capital, using it as a solid foundation to confidently establish themselves and start a business, contributing to reducing the rate of poor households headed by young people to 26.5% to date.
Secretary of Huong Hoa District Youth Union Nguyen Anh Cu said: “In the coming time, we will continue to coordinate with the district Social Policy Bank to implement loan programs to meet the loan needs of young union members. At the same time, we will mobilize young union members to effectively use preferential loans to develop the economy, stabilize their lives, and escape poverty sustainably. Thereby, contributing to the good implementation of social security work, poverty reduction programs, ensuring the effective implementation of socio-economic development goals in the locality”.
Minh Long
Source: https://baoquangtri.vn/thanh-nien-huong-hoa-su-dung-hieu-qua-von-vay-uu-dai-de-lap-nghiep-190148.htm
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