The survey results showed that Ms. Truong My Lan owns a site asset.

CQĐT also distrained 1,237 real estate at the companies involved in accused Truong My Lan; distrained more than 857 million shares of SCB of Ms. Truong My Lan and individuals in the name of Ms. Lan;

According to CQĐT, Ms. Truong My Lan assigned Ms. Dang Phuong Hoai Tam (Head of the Board of Directors of Van Thinh Phat Group) to monitor individual real estate, to know which property has been put into bank loan, which property has not yet been put into the loan.

NH SCB.PNG
The loans related to Van Thinh Phat group at SCB Bank have in common because the Department of Customer Information transfer, the business unit makes a dossier according to the information provided, disbursed first, and the following records to legality.

Ms. Tam also manages and monitors the list of companies/individuals in the name of the property, the loan name;

In 2022, Ms. Truong My Lan showed Ms. Tam to see the list of her collateral at SCB and asked this person to check the information for each asset to see if there was a mistake or any property that was not returned when the loan was math.

According to Ms. Tam's testimony, around 2013 and 2014, she was assigned to the management group, monitoring assets, including the individual assets of Ms. Truong My Lan and Van Thinh Phat Group.

In early 2020, Ms. Tam was appointed Deputy Office of the Board of Directors in charge of the entire work of the Office. At this time, Ms. Tam assigned the monitoring of outstanding loans (including the name of the loan company, the loan amount, the disbursement date, the collateral, the loan balance, the loan term ...) for the other two to support.

These two people will replace Ms. Tam to contact SCB to get information about the outstanding loans related to the property, including the individual property of Ms. Truong My Lan and Van Thinh Phat Group so that when Ms. Lan asked for reporting, Ms. Tam had information to report immediately.

Ms. Tam acknowledged that she used to manage information and relevant loans at SCB Bank for 98 housing and land assets in Ho Chi Minh City and 28 agricultural land properties in District 9 (Thu Duc), Ho Chi Minh City.

In addition, Ms. Tam also directly contacted Mr. Tran Hoang Giang, Deputy Director of the SCB Bank for approval to update the situation of outstanding loans SCB and mortgaged assets.

Step into the "spiral"

Regarding the case, Mr. Tran Hoang Giang said: In 2014, he was a salesman, then was appointed Deputy Head of Appraisal Department at SCB Bank of Saigon Branch.

After a few years of working at SCB Bank, he was approved by the leaders of the Department and the Saigon Branch, the fact that SCB had to approve and disbursed loans to the customer group related to "Madam", is a powerful person at SCB, has the right to manage and direct the loans related to Van Thinh Phat group at SCB.

The loans related to Van Thinh Phat group at SCB bank are shown on SCB's "Core Banking" system with the information school as "Medical" (i.e. "Marketing Department");

The process of performing the task of preparing a legal approval dossier for Van Thinh Phat customer group has the "HSTT" information school, Mr. Giang received direct direction from Ms. Tran Thi My Dung, Deputy General Director and Director of the Credit Condorination and Mr. Bui Nhan was Deputy Director of Block, in charge of Wholesale Department.

In November 2020, Mr. Giang was appointed Head of the Wholesale Customer Credit Manager, under the credit approval and handling SCB debt. From August 31, 2022 until being prosecuted, Mr. Tran Hoang Giang was appointed as Deputy Director of Credit Conducting and Debt handling for Mr. Bui Nhan.

Mr. Giang confirmed: From October 7, 2020 to 2/6/2022, as the director of the re-evaluation department of SCB, the suspect signed, approved 192 of the loan evaluation report, 160 reports on the re-appraisal agreement for 160 customers who were individuals and legal entities of Van Thinh Phat Group of Ms. Truong My Lan borrowed 208 loans with outstanding loans until October 17, 2022.

In which, the principal balance is 115,030 billion dong and the interest balance is more than 13,477 billion dong, including interest/fee debt that has been sold/dedicated.

Mr. Giang also claimed that it was aware of the submission and approval of loans "medical association" related to the group of customers of thousands of Thinh Thinh Phat, Ms. Truong My Lan, which was contrary to the usual loan process, violating the provisions of the law on credit level.