LPBank Kon Tum supports safe loans for the elderly

Prevent black credit from spreading

In recent years, the financial needs of the elderly, especially in rural areas, have increased. However, lending and credit services from banks, especially large and reputable commercial banks, are not widely available. This is also one of the reasons for the strong activities of spontaneous black credit, which carries many potential risks.

LPBank Kon Tum hỗ trợ vay vốn an toàn cho người cao tuổi - Ảnh 1. — Retirement credit loan is a flexible and optimal loan product of LPBank.

Faced with that situation, to join hands with the locality to push back illegal credit activities, Lien Viet Post Joint Stock Commercial Bank Kon Tum Branch (LPBank Kon Tum) has invested in a network of branches/transaction offices in 7 districts and cities in the province. Thereby, promoting the official credit channel, promptly providing safe loan products and services at reasonable costs. Especially solutions to increase access to capital, timely support and advice to customers.

These are considered efforts of LPBank in general and LPBank Kon Tum in particular to contribute significantly to preventing and repelling "black credit".

Safe Loan Source for Seniors

Early realizing the practical needs of the elderly customer segment with high financial needs, LPBank Kon Tum pioneered in providing solutions to help them become financially independent with the Retirement Credit product.

The product was built by LPBank based on research on the needs and specific transaction habits of elderly customers. Accordingly, elderly and retired customers can borrow up to 500 million VND with competitive interest rates, a loan term of 5 years, and a maximum loan age of 75 years old.

Simple and quick loan procedures help the elderly easily access capital from the bank without having to travel many times or deal with cumbersome paperwork. Right at the transaction offices and pension payment points in the province, LPBank always has a team of enthusiastic consultants, guiding and providing accurate information on the bank's products and services for the elderly in need.

"The retirement credit loan is a flexible and optimal loan product designed specifically by LPBank, helping elderly customers have a safe source of loans to cover life purposes such as shopping, home repair, travel, business investment, health care... Thanks to this loan source, customers have been more proactive in their finances, reducing some of the difficulties in life without having to have assets to mortgage at the bank", a representative of LPBank Kon Tum shared.

Launched in 2015, up to now, more than 4,800 customers have participated in the retirement credit loan, becoming a strong loan product at LPBank Kon Tum. This has shown the right direction, a practical, safe and humane loan product, supporting a segment of elderly customers in society who are qualified to develop the economy and stabilize their lives.

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