(Dan Tri) - VPBank is a pioneer in the market in applying AI technology to open accounts for businesses. It only takes 5 minutes to register a profile anywhere, anytime, and businesses can immediately own a new account for transactions.
Opening a business account online has been implemented by banks for 3 years now, right from the time the Covid-19 pandemic broke out strongly, causing direct communication to be almost interrupted for a long time. In the early stages, banks could not synchronize all steps online, and documents before approval all needed to be checked manually, so the time to open an account was prolonged.
To overcome this, VPBank has applied AI technology to identify business registration information and citizen identification, helping customers reduce the number of document entries and reduce errors compared to manual entry. At the same time, VPBank uses the REMOTA CA solution (remote digital signature using cloud technology), helping customers register digital signatures (eSign) right on the registration app without having to use USB tokens or SIMs to sign as before.
"The advantage of owning SME (small and medium-sized enterprises) customer files for many years has helped VPBank build a diverse, rich and highly accurate data warehouse about businesses. Thanks to that, we can easily digitize 100% of the account opening process for businesses and eliminate all manual checking steps, helping to reduce up to 90% of the application processing time, with an accuracy of up to 98%, significantly saving time for both businesses and banks. This helps VPBank gain a competitive advantage in the field of opening eKYC accounts for businesses," shared a representative of VPBank's leadership.
Thanks to outstanding improvements and digital applications, VPBank's corporate customers can immediately open an online account anywhere, anytime, and it only takes 5 minutes to own a new account.
After successfully opening an account, businesses can use features such as online money transfer, salary payment with a limit of up to 1 billion VND; Internet Banking, Mobile Banking; deposit/withdraw money; receive sub-account and invoice information; SME Banking... without having to go to the transaction counter.
During the account opening registration process, businesses can proactively choose account numbers associated with memorable milestones such as establishment date, business registration number, business owner's phone number, or beautiful number sequences such as triple numbers, quadruple numbers, repeating numbers, progressive numbers, etc.
VPBank also offers additional gifts for customers who open online accounts. Accordingly, the bank will award up to VND 500 million in prizes this time, applicable to customers who open new accounts online (eKYC). The prize structure includes 5 first prizes of VND 10 million each, 10 second prizes of VND 5 million each, 30 third prizes of VND 3 million each and 50 consolation prizes of VND 1 million each. The prizes will be awarded to customers with the highest transaction turnover during the program period, from November 11, 2024 to September 30, 2025.
In parallel, customers who open new accounts online and have an average balance of 50 million VND in the first 3 months will immediately receive a refund of 500,000 VND for each account.
Not only that, VPBank launched a series of accompanying incentives to help customers have an optimal experience when using products and services such as free annual fees, free interbank money transfers, and free international money transfers.
The application of digitalization to reduce manual processing steps for both customers and bank employees shows that VPBank is really making efforts every day to bring good services to users. The VPBank NEOBiz application for corporate customers has also been awarded the Best Banking Application for Small and Medium Enterprises and Micro-SMEs (SME and Micro-SME) by the Global Banking and Finance Review (GBAF). This application is highly appreciated by the evaluation board for its modern interface, many features and utilities, absolute security, helping businesses save time and costs, convenient transactions, and use of services anywhere, anytime.
Businesses wishing to learn more and register to open an eKYC account at VPBank can download the VPBank NEOBiz application from CHPlay (for Android operating system) and Google Play (for iOS operating system) or contact hotline 1900 234 568 for support.
Source: https://dantri.com.vn/kinh-doanh/vpbank-ung-dung-cong-nghe-ai-vao-mo-tai-khoan-cho-doanh-nghiep-20241211165616916.htm
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