High interest rate banking group in early October 2023?
According to a survey by Lao Dong reporters (5:00 p.m. on October 1, 2023) with 20 banks in the system, PVcomBank's interest rates are ranging from 4.25 - 11.0%, of which the 12-month and 13-month terms have the highest interest rates, up to 11%.
Accordingly, the condition for customers to enjoy interest rates of up to 11% from PVcomBank is that the savings amount is from 2,000 billion VND or more.
Otherwise, if you deposit regular savings, the highest PVcomBank interest rate is 6.8%, for terms of 18 months, 24 months and 36 months for online savings. The lowest PVcomBank interest rate is 4.25%, for terms under 6 months.
Next is HDBank's interest rate, with interest rates ranging from 3.95 - 8.9%. In particular, in case customers deposit savings for 12 months or 13 months with an amount of VND 300 billion or more, they will enjoy interest rates of 8.4% and 8.9%, respectively.
In addition, for regular savings customers, HDBank's highest interest rate is 6.4%, for a term of 18 months. On the contrary, HDBank's lowest interest rate is for a term of less than 6 months, at 3.95%.
Also at the beginning of October, NCB listed interest rates ranging from 4.75 - 6.4%. Of which, for customers depositing savings from 12 months to 36 months, the highest interest rate is 6.4%. Compared to PVcomBank and HDbank, NCB is still one of the banks listing interest rates for many terms above 6%.
At CB Bank, the savings interest rate is fluctuating from 4.1 - 6.6%. Of which, the deposit term is from 13 months to 60 months, the highest interest rate is 6.6%.
At NamABank, savings interest rates range from 4.65 - 6.5%, depending on the term. However, if you save for a long term, you will enjoy a higher interest rate.
Low interest rate banking group in early October 2023
Some banks have many low interest rate terms at this time, such as: Agribank, ABBank, GPBank, OCB, Vietinbank... Below is the interest rate table of some banks, readers can refer to.
* Interest rate information is for reference only and may change from time to time. Please contact the nearest bank transaction point or hotline for specific advice.
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