In 2025, Dong Thap Banking industry promotes the development of "Green credit"

Updated date: 12/02/2025 17:05:12

DTO - On the afternoon of February 12, the State Bank of Vietnam, Dong Thap Province Branch (NHNN-DT) held a conference to deploy banking tasks in Dong Thap province in 2025.

Conference scene

According to SBV-DT, in 2024, local banks have concretized and implemented many programs and policies to facilitate people and businesses in accessing bank capital such as: reducing lending interest rates, reforming procedures, implementing many preferential loan packages, directing credit to priority areas, focusing on production and business, promoting the Bank and Business Connection Program... Thereby, demonstrating the spirit of companionship and sharing of local banks with customers and the business community, contributing to removing difficulties and promoting socio-economic development of the province.

Accordingly, outstanding credit as of December 31, 2024 reached 101.12% of the credit plan for 2024. Credit capital continues to focus on production and business needs according to the goals and orientations of the industry, locality, and key areas, contributing to the implementation of the socio-economic development goals of the province. Notably, lending to the ornamental flower industry, rice and small and medium-sized enterprise lending has a higher growth rate than the credit growth rate of the whole province, with growth rates of 20.28%, 17.43% and 14.64% respectively compared to the end of 2023...

To improve operational efficiency, in 2025, Dong Thap Banking industry sets the target of deposit mobilization growth of about 10% - 13%; credit growth of about 14% - 16%; bad debt under 3% of total outstanding debt.

SBV-DT focuses on directing credit institutions to invest in production and business sectors, priority sectors, lending to serve agricultural and rural development, limiting credit growth in potentially risky sectors, promoting "green credit"; continuing to create favorable conditions for economic sectors to access loans, contributing to limiting the situation of "black credit". In particular, actively implementing the Loan Program linking production, processing and consumption of high-quality and low-emission rice products in the Mekong Delta according to Decision No. 1490/QD-TTg...

Representatives of credit institutions gave their opinions at the conference.

The banking sector continues to coordinate with departments and branches to advise the Provincial People's Committee on relevant tasks; coordinate with departments, branches, and People's Committees of districts and cities to promote digital transformation, deploy solutions to promote non-cash payments, safety and security in online payments and bank card payments.

In addition, actively deploy connections between banks and businesses in appropriate forms to grasp the difficulties and problems of people and businesses to promptly resolve them; deploy solutions to improve the business environment, enhance national competitiveness, support and develop businesses; promote the implementation of administrative reform solutions, simplify procedures, improve the quality of appraisal work to shorten the time for loan settlement, contributing to improving the provincial competitiveness index.

SBV-DT continues to improve the quality of banking inspection and supervision; effectively receive and promptly resolve complaints and denunciations in accordance with the law; effectively implement plans to prevent and combat corruption and money laundering; strictly comply with legal regulations on gold trading management; promote information and communication on newly issued regulations, banking products and services for easy access by the people; proactive solutions in managing monetary and credit policies and solutions to ensure safe banking operations...

Khanh Phan

Source: https://baodongthap.vn/kinh-te/nam-2025-nganh-ngan-hang-dong-thap-day-manh-phat-trien-tin-dung-xanh--129180.aspx